FHA VS Conventional loan programs in 2026 for Sikeston, Scott County, Missouri

In 2026, the conventional loan limit in Sikeston, located in Scott county, MO, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home in the same area is $472,030.

Access the Lendersa® Conventional loan calculator to efficiently compare today's best rates across Conventional, FHA, and USDA loans, and to understand the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the most suitable program for your financial situation in MO.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Sikeston, Scott, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison details apply to the following zip codes: 63801

Exploring Conventional and FHA Loan Options in Sikeston, MO

The goal of Lendersa® is to facilitate a quick and efficient process in finding the best possible Conventional, USDA, or FHA loan, free of hassle. Choose one of the three starting points provided below to connect with matching lenders and appropriate loan programs.

Lendersa's results for USDA loan requests and matchings


Sikeston Lenders

  • The Bank of Advance
  • 105 East Gabriel Street, Advance, MO, 63730
  • Lends in Missouri
  • The Bank of Advance was established in 1902 to serve the financial needs of the community. Since that time, we've been investing in the area communities we serve to make them better places to live and work. Our high level of personal service and dedication is evident as we strive to satisfy our customers'​ financial needs & promote our communities.

  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • Lends in Missouri
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Lends in Missouri
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • Ozark Federal Credit Union
  • 2438 Katy Lane, Poplar Bluff, MO, 63901
  • Lends in Missouri
  • At Ozark Federal Credit Union we provide the large selection of checking, savings, investment & loan account options with low fees.

    OFCU is committed to community involvement and encouraging community development. For requests, please complete the Donation Request Form within six weeks of the event.