FHA VS Conventional loan in Chaffee, Scott County, Missouri

As of 2025, the Conventional loan limit in the city of Chaffee, found within the county of Scott, MO, stands at $726,200. Concurrently, the limit for FHA loans applicable to single-family homes is $472,030.

Make use of the Lendersa® Conventional loan calculator to thoroughly compare today’s leading rates across Conventional, FHA, and USDA loans. By evaluating these options, you can determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA loans, FHA loans, and VA loans, empowering you to choose the best loan program available in MO for your unique financial circumstances.

Compare loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Chaffee, Scott County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies specifically to zip codes: 63740

Conventional and FHA Loan Options in Chaffee, MO

Lendersa® is committed to helping you acquire the most suitable Conventional, USDA, or FHA loan efficiently and without hassle. You can choose from three distinct starting points that connect you with matching lenders and compatible loan programs.

Lendersa USDA loan request and matching results


  • Capital Group Funding
  • 11263 NW 51st St, Coral Springs, FL, 33076
  • On time, stress free closings. Always. Whether you are purchasing your first home or are a seasoned home buyer, let me handle your transaction with professionalism and timely communication. You deserve it. Home financing simplified. Let my experience guide you. Always available to speak with you.
  • Elite Lending Solutions Incorporated
  • 5850 Coral Ridge Drive, Pompano Beach, FL, 33076
  • At Elite Lending Solutions, Incorporated, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • AAA Financial Corporation
  • 8811 S Miralago Way, Parkland, FL, 33076
  • AAAFinancial.com has been helping homeowners with their mortgages since 1989. We find you the right mortgage for the lowest cost! How? We have wholesale agreements with many of the largest lenders ( like those you see everyday on TV!). By keeping our overhead low we can pass the savings on to you!
  • Jet Direct Mortgage
  • 7401 Wiles Road, Suite 212, Pompano Beach, FL, 33076
  • At Jet Direct Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • RateCloud
  • 185 Plains Road, 3rd FLoor, Milford, CT, 06461
  • RateCloud, and we’ve made it our mission to bring that passion to the mortgage space so homebuyers and homeowners get a smoother, more cost-efficient mortgage experience.From start to finish, we give you the power to facilitate your own mortgage transaction. Typically, this role would be reserved for a loan officer.
  • Hudson River Community Credit Union
  • One Third Street, Corinth, NY, 12822
  • Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union. Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
  • The Milford Bank
  • 33 Broad Street, Milford, CT, 06460
  • The Milford Bank has a variety of loan programs with competitive rates and quality hometown customer service everyday. Many types of consumer loans can be completed in less than 30 minutes because paperwork is greatly simplified. Our consumer loan programs are available for residents.
  • Your Home Sold Guaranteed Realty Services
  • 7700 Congress Ave, Suite 3114, Boca Raton, FL, 33487
  • Mark and Kristin Stampini launched The Stampini Team in 2008 to serve residents in Palm Beach and Broward Counties. Kristin, who has a business management degree from Western Michigan University, spent 15 years in the restaurant industry before moving to South Florida. She earned her real estate license in 2006.
  • American Mortgage Lenders Corp
  • 6501 Congress Avenue, Suite 240, Boca Raton, FL, 33487
  • American Mortgage Lenders is always seeking highly qualified individuals to work with our brokerage. We supply mortgage professionals with all of the tools that you need. Close more loans and reach the potential that you have always had. Contact us today to find out more information.