FHA VS Conventional loan in Chaffee, Scott County, Missouri

As of 2026, the Conventional loan limit in the city of Chaffee, found within the county of Scott, MO, stands at $726,200. Concurrently, the limit for FHA loans applicable to single-family homes is $472,030.

Make use of the Lendersa® Conventional loan calculator to thoroughly compare today’s leading rates across Conventional, FHA, and USDA loans. By evaluating these options, you can determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA loans, FHA loans, and VA loans, empowering you to choose the best loan program available in MO for your unique financial circumstances.

Compare loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Chaffee, Scott County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies specifically to zip codes: 63740

Conventional and FHA Loan Options in Chaffee, MO

Lendersa® is committed to helping you acquire the most suitable Conventional, USDA, or FHA loan efficiently and without hassle. You can choose from three distinct starting points that connect you with matching lenders and compatible loan programs.

Lendersa USDA loan request and matching results


Chaffee Lenders

  • The Bank of Advance
  • 105 East Gabriel Street, Advance, MO, 63730
  • Lends in Missouri
  • The Bank of Advance was established in 1902 to serve the financial needs of the community. Since that time, we've been investing in the area communities we serve to make them better places to live and work. Our high level of personal service and dedication is evident as we strive to satisfy our customers'​ financial needs & promote our communities.

  • Southern Bank
  • 310 Ruth St, Advance, MO, 63730
  • Lends in Missouri
  • We’ve been building a strong legacy for our customers and communities since 1887. Yeah, we’ve been doing this for a long time. In 1994, we became a publicly traded company. In 2009, we began to grow exponentially. Today, with $2.4 billion in assets, we serve more than 40 communities in Missouri, Arkansas, and Illinois.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Lends in Missouri
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • Bank of Missouri
  • 916 N Kingshighway, Perryville, MO, 63775
  • Lends in Missouri
  • The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.