In 2026, the limit for Conventional loans in Scott-City, within Scott county, MO, is $647,200. Meanwhile, the FHA limit for a single-family home is set at $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA. Determine necessary income, credit, reserves, and paperwork for qualification. Our detailed mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial needs in MO.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The table is relevant for zip codes: 63780
Lendersa® aims to swiftly help you secure the best possible Conventional, USDA, or FHA loan with ease. Choose one of three paths that lead to matching lenders and programs.
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