In the year 2025, the set conventional loan limit within St.-Louis, located in the county of St. Louis, MO, is established at $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.
Make use of the Lendersa® Conventional loan calculator to juxtapose today's leading rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to secure them. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in MO for your financial needs.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $420,680 | 3.5% |
This comparison applies to the following zip codes: 63110, 63111, 63112, 63113, 63115, 63116, 63118, 63120, 63139, 63107, 63106, 63104, 63103, 63102, 63101, 63109, 63108, 63155, 63137, 63143, 63147, 63150, 63156, 63157, 63158, 63160, 63163, 63164, 63166, 63169, 63177, 63178, 63179, 63180, 63188, 63197
The mission of Lendersa® is to swiftly provide you with the best suitable Conventional, USDA, or FHA loan without unnecessary complications. Choose one of three available starting points, each designed to connect you with matching lenders and loan programs.
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