FHA VS Conventional loan programs in St.-Louis, St. Louis County, Missouri

In the year 2026, the set conventional loan limit within St.-Louis, located in the county of St. Louis, MO, is established at $647,200. Meanwhile, the FHA loan limit for a single-family home is $420,680.

Make use of the Lendersa® Conventional loan calculator to juxtapose today's leading rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation required to secure them. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in MO for your financial needs.

Compare loan offers from 100 lenders easily

2026 loan limits and down payment requirements in St.-Louis, county of St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 63110

Choices for Conventional and FHA loans in St.-Louis, MO

The mission of Lendersa® is to swiftly provide you with the best suitable Conventional, USDA, or FHA loan without unnecessary complications. Choose one of three available starting points, each designed to connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Valhalla Home Loans
  • 2360 Huntington Drive, Suite 308, San Marino, CA, 91108
  • "Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
    We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"

  • iEccentric Realty and Mortgage
  • 1613 Chelsea Road, Suite 325, San Marino, CA, 91108
  • "iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
    10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"

  • Mario Loans
  • 333 Marine Ave #5, Newport Beach, CA, 92662
  • Mario Loans Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Sierra Capital Mortgage Company
  • 1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
  • Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.

  • Rose City Realty Inc.
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Rose City Realty, Inc., was founded in 1999 and incorporated in 2001 by Preston Howard, a California mortgage broker and licensed real estate broker, with the mission of providing real estate financing solutions with corporate knowledge – with a personal touch. By building a personal network of non-traditional resources to fund loans

  • Axxess Funding
  • 600 South Lake Avenue, Suite 408, Pasadena, CA, 91106
  • We specialize in residential home loans. We offer many unique home buyer programs and refinance programs to help save you thousands of dollars. We are helpful, experience and focus on providing a great service and value to those who entrust in us. residential home loans. We offer many unique home buyer programs

  • Blue Fox Capital Corp.
  • 1250 East Walnut, Suite 240, Pasadena, CA, 91106
  • Blue Fox Capital Corp specialize in all kind of commercial loans to owners, investors and developers in need of funding outside the scope of traditional banks and lenders. We offer loans for almost every scenario including residential fix and flip, new construction, transactional funding, and commercial "value add lending.

  • Michael An King
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our Mission is to serve our clients with honesty, integrity & competence.Our Goal is to provide home loans with the best rate & lowest closing cost possible.Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We've been helping clients afford the home of their dreams for many years & we love what we do!

  • Signature Fine Estates
  • 1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • CalCap Financial
  • 65 N. Catalina Ave., Pasadena, CA, 91106
  • CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.