FHA VS Conventional loan in Union, Franklin County, Missouri
As of 2026, the conventional loan limit in Union, located in Franklin county, MO, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.
With the Lendersa® Conventional loan calculator, you can compare today's best rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation required to qualify. This advanced mortgage calculator allows a side-by-side comparison of Conventional, USDA, FHA, and VA loans in MO, aiding your decision on the most suitable program for your financial needs.
2026: Loan Limits and Down Payment Requirements in Union, Franklin County, MO
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the following zip codes: 63084
Conventional and FHA Loan Opportunities in Union, MO
Lendersa® aims to secure you the optimal Conventional, USDA, or FHA loan efficiently and without hassle. Choose from three starting points to connect with matching lenders and loan programs.
Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders' investments and providing our employees with an excellent opportunity for growth and advancement.
959 North Commercial Avenue, Saint Clair, MO, 63077
Lends in Missouri
We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.
1381 High Street, Suite 107, Washington, MO, 63090
Lends in Missouri
Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.
Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.
Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005
Lends in Missouri
ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
