Explore the differences! FHA VS Conventional loan programs in Eureka, St. Louis County, Missouri

For the year 2025, the conventional loan limit within Eureka, located in St. Louis County, MO, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents you’ll need to qualify. With our sophisticated mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, to determine which program in MO best fits your financial situation.

View loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Eureka, St. Louis, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to these zip codes: 63025, 63069

Exploring Conventional and FHA Loan Options in Eureka, MO

Lendersa® aims to swiftly provide you with the most suitable Conventional, USDA, or FHA loan without hassle. Choose from three starting options that connect you to matching lenders and loan programs.

Lendersa USDA loan request matching results


  • Private Lending Group
  • 18W140 Butterfield Rd., Villa Park, IL, 60181
  • We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days. All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
  • UP Federal Credit Union
  • 1501 Pike Avenue North, North Little Rock, AR, 72114
  • UP Arkansas Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
  • Archer Heights Credit Union
  • 6554 W Archer Avenue, Chicago, IL, 60638
  • Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
  • Metropolitan Mortgage Corp.
  • 7018 W. Archer Ave, Chicago, IL, 60638
  • With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams. Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
  • Prime Rate Lending Group Inc
  • 6501 West Archer Avenue, Chicago, IL, 60638
  • Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • First National Bank of Brookfield, your friendly hometown community bank. For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.
  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.
  • Community State Bank - Des Moines, IA
  • PO Box 127, Ankeny, IA, 50021
  • At Community State Bank, our name says it all. As a premier banking and financial services organization in central Iowa, we put our employees, clients and communities first - in everything we do. We strive to exceed this standard and care for the unique needs of our customers by providing industry-leading knowledge