In 2025, the Conventional loan limit for University-City, located in St. Louis county, MO, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Make use of the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documents. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program in MO for your financial situation.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $0 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the following zip codes: 63132, 63130
The objective of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loans, free of hassle. Select one of three starting points that result in connecting with matching lenders and programs.
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