FHA VS Conventional loan programs in University-City, St. Louis County, Missouri
In 2025, the Conventional loan limit for University-City, located in St. Louis county, MO, is $647,200, whereas the FHA limit for a single-family home is $420,680.
Make use of the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and documents. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in selecting the best program in MO for your financial situation.
2025 loan limits and downpayment requirements in University-City, St. Louis county, MO
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This table applies to the following zip codes: 63132, 63130
Explore Conventional and FHA loan options in University-City, MO
The objective of Lendersa® is to quickly provide you with the best Conventional, USDA, or FHA loans, free of hassle. Select one of three starting points that result in connecting with matching lenders and programs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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