FHA VS Conventional loan in Overland, St. Louis County, Missouri

In 2025, Convetional loan limit in Overland, county of St. Louis, MO is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in MO is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Overland, county of St. Louis, MO

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 63114, 63132

Conventional and FHA loan options in Overland, MO

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Imperium Mortgage LLC
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Imperium Mortgage We are a people-centric organization that not only seeks to minimize the impact of our business on the environment but also shares concerns that will be confronted by future generations. You do not normally expect to hear this from a mortgage company, but the fact is, we finance people’s future.
  • Access Financial Mortgage Corp.
  • 8115 Maple Lawn Blvd, Suite 350, Fulton, MD, 20759
  • Access Financial Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Mortgage and Investment Services Inc
  • 3915 National Drive, Suite 100, Burtonsville, MD, 20866
  • American Mortgage and Investment Services, Inc. (AMAISI) has generated hundreds of millions of dollars in financing for its clients. Our team of experienced financing Originators will work hard to provide you with the best financing available for your residential or commercial needs.
  • Gateway Mortgage Solutions
  • 15320 Spencerville Ct, Suite 201, Burtonsville, MD, 20866
  • We have assembled an experienced and talented team, which quite frankly, gives us an almost unfair advantage over other mortgage companies. Our team continually works to stay fresh in the industry-investing the necessary time to break down each minute step of the mortgage financing process, attending educational events and seminars.
  • Spencerport Federal Credit Union
  • 2775 Spencerport Road, Spencerport, NY, 14559
  • The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
  • Integrated Financial Solutions LLC
  • 11110 Dovedale Ct, Suite 28A, Marriottsville, MD, 21104
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.