FHA VS Conventional loan programs in Warrenton, Warren County, Missouri

In 2026, the conventional loan maximum for Warrenton, located in Warren county, MO, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Try the Lendersa® Conventional loan calculator to assess today's best rates among Conventional, FHA, and USDA options. It helps determine income, credit needs, reserves, and required documentation for qualification. With our advanced mortgage calculator, Conforming Conventional loans can be compared side by side with USDA, FHA, and VA to aid you in choosing the optimal program for your financial situation in MO.

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2026 Loan Limits and Downpayment Requirements in Warrenton, Warren County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 63383

Exploring Conventional and FHA Loan Options in Warrenton, MO

The primary aim of Lendersa® is to quickly secure the most suitable Conventional, USDA, or FHA loan without hassle. Begin with one of the three pathways to discover matched lenders and loan programs.

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Warrenton Lenders

  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Lends in Missouri
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.

  • Peoples Savings Bank
  • 101 Bluff Street, Rhineland, MO, 65069
  • Lends in Missouri
  • Peoples Savings Bank was organized August 13, 1935 in Rhineland, Missouri as a locally owned independent community bank. Throughout the next forty years, the bank had steady growth and in 1971 built a new bank adjacent to the old bank building. The bank was threatened by the flood of 1973,

  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • Lends in Missouri
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products

  • Bank of Washington
  • PO Box 377, Washington, MO, 63090
  • Lends in Missouri
  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.

  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090
  • Lends in Missouri
  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.

  • 1st American Mortgage
  • 1000 Lake Saint Louis Blvd, Suite 208, Lake Saint Louis, MO, 63367
  • Lends in Missouri
  • Our company was founded in 1999 with your best interest in mind. Almost two decades of experience in the mortgage business and helping clients like you achieve their goals helps to set us apart! We pride ourselves in taking the time and effort to get to know you and better help you understand the mortgage process.

  • American Nationwide Funding LLC
  • 60 Crossroads Plaza, O Fallon, MO, 63368
  • Lends in Missouri
  • Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,

  • West Community Credit Union
  • 4161 Highway K, O Fallon, MO, 63368
  • Lends in Missouri
  • Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology.

    As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee

  • The Bank of Old Monroe
  • 2100 Highway C, Old Monroe, MO, 63369
  • Lends in Missouri
  • In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe.

    Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,