FHA VS Conventional loan programs in Webster-Groves, St. Louis County, Missouri

For 2026, the Conventional loan limit in Webster-Groves, located within St. Louis County, MO, is slated at $647,200, while the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, evaluate today's top Conventional, FHA, and USDA rates. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the right program tailored to your financial needs in MO.

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2026 Loan Limits and Down Payment Requirements in Webster-Groves, St. Louis County, MO

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table is relevant for zip codes: 63119

Considering Conventional and FHA Loan Options in Webster-Groves, MO

The primary objective at Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly and with ease. Choose one of three starting pathways leading to matched lenders and suitable loan programs.

Analyzing Lendersa USDA loan request matches


  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.

  • Hillcrest Capital LLC
  • 7676 Hillmont Street, Suite 105, Houston, TX, 77040
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.

  • Radius Federal Credit Union
  • 2853 Delaware Avenue, Kenmore, NY, 14217
  • "At Radius Federal Credit Union, we believe that all of us share common
    goals, but we nurture individual dreams. Those dreams inspire your
    decisions, drive your ambitions, and revolve around what’s truly
    important. That’s your 360° life. And Radius is by your side for every turn and transition."

  • Texas Home Lending LLC
  • 7942 Emerald Bluff Court, Houston, TX, 77095
  • Buying a home is an exciting time for you and your family. For such an important financial milestone in your life, shouldn’t the process be as stress free as possible? That’s why we’re here to help you as a lender, we have the opportunity to serve the bigger family, the people around you: your family, your neighbors, your friends.

  • Texas Choice Mortgage Inc
  • 15930 Signal Creek Dr, Houston, TX, 77095
  • We are an independently owned mortgage brokerage located in the Houston Texas region. We specialize in VA Conventional, FHA, & USDA, Bank statement loan program for self-employed buyers, Should you be looking to purchase or refinance a home we are here to help As an independent mortgage broker we have access to many different types of products

  • THE HOME EQUITY NETWORK, LLC
  • 9806 Mesa Point Ct, Houston, TX, 77095
  • HOMEQNET Buying or refinancing a house can be a huge undertaking. Let our mortgage experts help you with your mortgage needs. Our pricing models are based on volume which means lower rates and lower closing cost in most cases. Whether it's a Houston mortgage or Texas mortgage, we have a team of real estate and mortgage experts.

  • Certified Home Loans
  • 805 Spring Forest Road, Raleigh, NC, 27609
  • Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.