FHA VS Conventional loan in Biloxi, Harrison County, Mississippi

In 2025, the Conventional loan limit for Biloxi, in Harrison county, MS, is $726,200, while the FHA limit is $472,030 for a single-family home.

Employ the Lendersa® Conventional loan calculator to examine today’s best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary to qualify. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, facilitating your choice of the most effective program in MS for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Biloxi, Harrison, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 39531, 39530, 39532, 39534, 39533, 39535

Explore Conventional and FHA Loan Options in Biloxi, MS

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loans seamlessly and swiftly. Choose one of three starting paths that connect you with suitable lenders and loan programs tailored to your needs.

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  • Success Financial Group
  • 2168 East Florence Avenue, Suite 2168, Walnut Park, CA, 90255
  • Success Financial Group Serving our community for over 30 years and making the dream of homeownership a reality using but not limited to First Time Homebuyer Loan Programs, Down-Payment Assistance for that part of our community which is Self-employed. Our company name is Success because that is what we have with every one of our clients.
  • B Squared Funding - Home Loans
  • 1100 E 3rd St, Long Beach, CA, 90802
  • B Squared Funding - Home Loans is a real estate company based out of 1100 E 3RD ST, Long Beach, California, United States. B² is me, Babak Bijarchi. My mission as a full-service mortgage brokerage is to deliver my services on a personal level, to make home ownership as seamless and affordable as possible.
  • Investors Realty Partners
  • 235 Broadway, Suite 218, Long Beach, CA, 90802
  • Our solid experience in the field and the long list of previous projects run, recommend us as a reliable business partner. By choosing our team, you will benefit from our expertise, dedication and high availability throughout your projects. Feel confident that together we will accelerate your business development towards the right direction.
  • Allways Financial Services Inc.
  • 1424 East Broadway Ave, Suite A, Long Beach, CA, 90802
  • AllWays Financial Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • LBL Mortgage
  • 3780 Kilroy Airport Way, Suite 200, Long Beach, CA, 90802
  • LBL Mortgage is an independent mortgage company. Unlike mortgage banking companies who only have one place to quote a customer’s interest rate, we have over 20 lenders who compete daily to be the lowest on rates and fees. That’s how we win the business of our customers In other words, LBL Mortgage doesn’t just have one pond to fish out.
  • KAM Financial & Realty, Inc.
  • 509 E Lexington Drive, Glendale, CA, 91206
  • My 40 years of Mortgage experience combined with fast and hassle-free processing lets me extend to my customers the kind of expertise and service they deserve. I can literally pre-qualify any potential borrower over the phone in five (5) minutes or less. This includes, if necessary, a pre-qualifier credit report and thorough property evaluatio
  • California Adventist Federal Credit Union
  • 1441 E. Chevy Chase Drive, Glendale, CA, 91206
  • California Adventist Federal Credit Union (CAFCU) was organized in 1952 as the first Seventh-day Adventist Credit Union in the country. Its charter allows us to serve Adventist Church members and the employees of any and all Adventist Church or Church Member owned business of all sizes and types.
  • Glendale Federal Credit Union
  • 500 E. Wilson Ave, Glendale, CA, 91206
  • Since 1951, Glendale Federal Credit Union has been helping the public service employees of Glendale reach their goals by providing quality financial products and convenient services that meet their needs as members. Glendale FCU was founded on the credit union philosophy of “people helping people,
  • Nova Finance
  • 1288 North Verdugo Road, Suite A, Glendale, CA, 91206
  • Nova Finance is a full service real estate firm that specializes in all areas of real estate thanks to our incredible team of professionals. Nova Finance accomplishes everything from financing conventional loans, private money, niche and bridge loans to residential and commercial sales. Each member of our team specializes in specific markets.
  • Green World Financial Services
  • 1461 East Chevy Chase Drive, Suite 101, Glendale, CA, 91206
  • Green World Realty puts your needs and budget first to help you get the perfect house. With a background in finance and twelve years of owning his own brokerage, he knows the real estate process like the back of his hand. Plus, having been born and raised in Glendale, Haik understands the best of what the area