FHA VS Conventional loan programs in 2026 for Biloxi, Harrison County, Mississippi

In 2026, the Conventional loan limit for Biloxi, in Harrison county, MS, is $726,200, while the FHA limit is $472,030 for a single-family home.

Employ the Lendersa® Conventional loan calculator to examine today’s best rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are necessary to qualify. This advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, facilitating your choice of the most effective program in MS for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Biloxi, Harrison, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 39531

Explore Conventional and FHA Loan Options in Biloxi, MS

Lendersa® is committed to helping you secure the best possible Conventional, USDA, or FHA loans seamlessly and swiftly. Choose one of three starting paths that connect you with suitable lenders and loan programs tailored to your needs.

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  • WS Financial
  • 335 San Dimas Avenue, Oceanside, CA, 92057
  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.

  • Affordable Home Loans Inc.
  • 370 West 6th Street, Suite 110, San Bernardino, CA, 92401
  • Affordable Home Loans Inc. in San Bernardino, California, is a home refinance and loan company with more than 70 years of combined experience in providing the lowest rates in conventional, FHA, VA, and reverse mortgage loans. In our more than 30 years in business, we have helped hundreds of referral clients with our personalized.

  • Eagle Nest Realty & Mortgage Inc.
  • 4167 Avenida De La Plata, Suite 104, Oceanside, CA, 92056
  • Eagle Nest Realty & Mortgage Inc. is a residential real estate sales and mortgage loan company. Located in Oceanside, we represent buyers and sellers primarily in North San Diego County and broker purchase and refinance loans throughout California. mortgage company va mortgage lender camp pendleton area real estate agent.

  • Hypo Lending
  • 250 N. G St., San Bernardino, CA, 92410
  • Hypo Lending is a mortgage bank that specializes and offers an extensive range of loan products for purchase and refinance; FHA, VA, conventional loans, bank statement loans, foreign loans, ITIN loans, and commercial loans. We are a group of knowledgeable finance professionals with a proud Christian background.

  • MANFRED MORTGAGE
  • 120 South Main Avenue, Fallbrook, CA, 92028
  • Manfred Mortgage is a San Diego based, family operated company, specializing in home mortgages and everything Real Estate for over 40 years.

    We pride ourselves on exceptional knowledge and experience in the industry.

    If you are buying your first home or you are a seasoned pro, we can help you achieve your real estate dreams.

  • Cushner Capital Group
  • 1143 SEA LARKE DRIVE, Fallbrook, CA, 92028
  • Cushner Capital Group is a direct Private Mortgage Lender and Brokerage based in Fallbrook, CA, thirty miles north of San Diego. We have been providing hard money non-standard and conventional mortgages throughout the state of California for the past 20 years. Our goal is to provide a viable non-standard mortgage solution for borrowers

  • Vantex Capital Group
  • 2011 Palomar Airport Rd, Suite 203, Carlsbad, CA, 92011
  • At Vantex Capital Group, hard money mortgage lending is our primary business. We have been a hard money lender since 2003 and our President has been originating hard money mortgage loans for over forty years. We pride ourselves on being able to give you an answer on your hard money loan request the same day.

  • PacificFirst Mortgage
  • 6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
  • PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry. Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.

  • Newdeck Capital Lending
  • 6882 Watercourse Drive, Carlsbad, CA, 92011
  • NewDeck Capital specializes in real estate listing & sales, mortgage financing, and everything in between. We strive to provide our clients with the highest quality of service and have built our business on a platform of long term relationships. We’ve been able to apply our combined 60+ years experience in assisting our clients.

  • My Preferred Lender
  • 6120 Paseo Del Norte, Suite A-2, Carlsbad, CA, 92011
  • My Preferred Lender The goal of My Preferred Lender (MPL) is to establish a valued relationship between ourselves and our clients. The MPL Team consists of only the most qualified and experienced loan advisors strictly licensed by the California Bureau of Real Estate (CalBRE) and the Nationwide Mortgage.