FHA VS Conventional loan programs in 2026 for Latimer, Jackson County, Mississippi

In 2026, for the location Latimer in Jackson county, MS, the Conventional loan limit is $726,200. For a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. It determines the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the ideal program for your financial circumstances in MS.

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2026 Loan Limits and Down payment Requirements in Latimer, Jackson, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table refers to zip codes: 39532

Explore Conventional and FHA Loan Options in Latimer, MS

The mission of Lendersa® is to help you quickly find the most suitable Conventional, USDA, or FHA loans without any hassle. Start by choosing one of three options to connect with lenders and loan programs that match your needs.

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Latimer Lenders

  • The Peoples Bank, Biloxi, Mississippi
  • 152 Lameuse Street, Biloxi, MS, 39530
  • Lends in Mississippi
  • The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate

  • Gulf Coast Community Federal Credit Union
  • 12364 Highway 49, Gulfport, MS, 39503
  • Lends in Mississippi
  • At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence

  • FBT Mortgage
  • 6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
  • Lends in Mississippi
  • FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.

  • Gulf Trust Federal Credit Union
  • 2533 Denny Avenue, Pascagoula, MS, 39567
  • Lends in Mississippi
  • In early 1972 a group of employees of the Singing River Hospital and the Ocean Springs Hospital gathered to discuss forming a credit union for the purpose of providing economical savings and loans to fellow co-workers and families. The State of Mississippi granted them a charter and the J C Hospital System Employees Credit Union was born.

  • First Federal Savings & Loan
  • 903 Jackson Avenue, Pascagoula, MS, 39568
  • Lends in Mississippi
  • First Federal is the premier mortgage lender in South Mississippi. With mobile technology and internet, you can keep up with our latest checking, savings and mortgage products. Stability and customer service is our number 1 priority. we are moving forward into the future with exciting new products

  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Lends in Mississippi
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson

  • First National Bank of Picayune
  • 121 East Canal Street, Picayune, MS, 39466
  • Lends in Mississippi
  • First National Bank of Picayune was founded in September 1947 to serve the residents of Pearl River County. It is the only local bank headquartered in Picayune, Mississippi. In addition to the Main branch located on East Canal Street, the bank has three branches in Picayune, West Canal, North, and South branches. West Canal branch was opened in 196

  • Power Mortgage
  • 500 W Canal St, Picayune, MS, 39466
  • Lends in Mississippi
  • POWER Mortgage is a division of Weststar Mortgage Corporation, a New Mexico company founded in 1983. Weststar is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box. Weststar currently services over $2 Billion in mortgages, is a GNMA Issuer,