FHA VS Conventional loan programs in Brandon, Rankin County, Mississippi

For the year 2026, within the city of Brandon in Rankin county of MS, the conventional loan limit is set at $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Use the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documentation required for qualification. This sophisticated mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the best program for your specific financial circumstances in MS.

Explore loan offers from a broad spectrum of 100 lenders

2026 Loan Limits and Downpayment Requirements in Brandon, Rankin County, MS

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 39042

Available Conventional and FHA Loan Choices in Brandon, MS

Lendersa® is devoted to swiftly securing the best options for Conventional, USDA, or FHA loans without unnecessary hassle. You can start by selecting one of three pathways, each leading to lenders and loan programs tailored to your needs.

Results for USDA loan request and matching with Lendersa


Brandon Lenders

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Mississippi
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • Lends in Mississippi
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • Lends in Mississippi
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,

  • Mississippi Federal Credit Union
  • 2500 North State Street, Jackson, MS, 39216
  • Lends in Mississippi
  • Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.

  • Enterprise Corporation of the Delta
  • 4 Old River Pl, Suite A, Jackson, MS, 39202
  • Lends in Mississippi
  • HOPE (Hope Enterprise Corporation, Hope Credit Union and Hope Policy Institute) provides financial services; aggregates resources; and engages in advocacy to mitigate the extent to which factors such as race, gender, birthplace and wealth limit one’s ability to prosper. HOPE has generated or leveraged more than $3.1 billion in financing

  • Eagle Express Federal Credit Union
  • 567 S State Street, Jackson, MS, 39201
  • Lends in Mississippi
  • The purpose of Eagle Express Federal Credit Union is to promote thrift among its members by affording them an opportunity to accumulate their savings, and to create for them a source of credit for provident or productive purposes. This Credit Union is federally insured by the National Credit Union Administration.

  • Trustmark Mortgage Services
  • 401 N West St, Jackson, MS, 39201
  • Lends in Mississippi
  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.

  • Magnolia Federal Credit Union
  • 240 Briarwood Drive, Jackson, MS, 39206
  • Lends in Mississippi
  • Magnolia Federal Credit Union is a multi-million-dollar, full-service financial institution offering a large suite of financial products and services to its members. Because we’re not focused on shareholders, we return our earnings to our members in the form of reduced fees, lower interest rates on loans, and higher returns on savings.