FHA VS Conventional loan programs in Morton, Scott County, Mississippi

The mortgage limits for conventional loans in Morton, located within Scott, MS for the year 2026 are set at $726,200. The FHA limit for single-family homes, on the other hand, stands at $472,030.

By using the Lendersa® Conventional loan calculator, you can gain insight into today's available rates for Conventional, FHA, and USDA loans. Determine the income, credit score, necessary reserves, and documentation you need to qualify for a loan. Our advanced mortgage calculator conveniently compares Conforming Conventional loans, alongside USDA, FHA, and VA options, side by side, assisting you in making well-informed financial decisions in MS.

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Loan limits and down payment requirements for 2026 in Morton, Scott, MS

Loan Type Maximum Loan Limit Down Payment Requirement
Conventional Conforming $726,200 Minimum 3%
USDA $336,500 0% Down
FHA $472,030 3.5% Minimum

Values in this table refer specifically to zip codes: 39117

Available Options for Conventional and FHA Loans in Morton, MS

Lendersa® strives to secure you the most favorable loan, whether Conventional, USDA, or FHA, in a swift and straightforward manner. We provide three distinct starting points to link you with matching lenders and programs.

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Morton Lenders

  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Lends in Mississippi
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,

  • Community Bank
  • 1255 W Government St, Brandon, MS, 39042
  • Lends in Mississippi
  • One of the South’s fastest-growing financial institutions did not originate in a large, metropolitan area or grow with the usual Bank business plan. Community Bank started more than 115 years ago in a small timber community in east central Mississippi and has grown by employing a unique approach to one of America’s most routine industries.

  • Dream Funder LLC
  • 3900 Lakeland Dr Suite 200, Flowood, MS, 39232
  • Lends in Mississippi
  • Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.

  • Diversified Mortgage Corporation
  • 1698 Old Fannin Road, Flowood, MS, 39232
  • Lends in Mississippi
  • DMC has been providing mortgage loans since 2000. We are a mortgage broker, which allows us the opportunity to work with multiple lenders. Being a broker gives us the ability to access many different programs and secure the best rate for our clients. On October 1, 2009, Diversified Mortgage became a wholly owned subsidiary of Bank of Forest.

  • Mississippi Mortgage
  • 4343 Lakeland Dr, Flowood, MS, 39232
  • Lends in Mississippi
  • We are a Top Producer for Down Payment Assistance, Grant Money & Tax Credit Programs. Whether you're a first-time homebuyer or an experienced one, we're ready to listen to your unique situation & provide a solution to meet your needs. We're committed to providing you unparalleled support,

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • Members Exchange Credit Union
  • 107 Marketridge Drive, Ridgeland, MS, 39157
  • Lends in Mississippi
  • MECU was originally chartered solely for the employees of Presto Manufacturing Company in Jackson. Our humble credit union has grown to include more than 600 member companies across central and northern Mississippi.

    At Members Exchange, you’ll know right away that you’re more than a customer – you’re a member.

  • Brightview Credit Union
  • 713 South Pear Orchard Road, Suite 101, Ridgeland, MS, 39157
  • Lends in Mississippi
  • BrightView Credit Union is owned by its customers, but instead of customers, we call them “members.” Other financial institutions have stockholders who own the institution. Our members are owners and “users” of BrightView. When an individual joins BrightView, part of their initial deposit is their “share” of ownership in the credit union.

  • Affordable Lending Group Llc
  • 589 Northpark Drive, Suite D, Ridgeland, MS, 39157
  • Lends in Mississippi
  • Our mortgage experts will analyze your finances and recommend the best mortgage that suites your needs. Once we gather all of the information we will give your options and help you decide which product is the best fit for you. Our goal is to get you the best possible deal available.