FHA VS Conventional loan programs in Cleveland, Bolivar County, Mississippi

In 2026, the conventional loan limit in Cleveland, Bolivar county, MS is $726,200, with the FHA limit for single-family homes at $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Understand the requirements for income, credit, reserves, and necessary documents. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program for your financial needs in MS.

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2026 Loan Limits & Down Payments in Cleveland, Bolivar County, MS

Loan Type Loan Limit Down payment
Conventional $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applies to zip codes: 38732

Explore Conventional & FHA Loans in Cleveland, MS

The goal at Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you. Choose from three options leading to matched lenders and loan programs.

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Cleveland Lenders

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
  • Lends in Mississippi
  • We are ONE with the people we serve. For more than a half century, your cares have been our concerns. Your needs, our priorities. At First Security Bank, our growth remains rooted in being the ONE bank that can relate to everyone, with products and services that are number ONE. See what we can do together, as ONE.

  • Mississippi Land Bank
  • 5509 Hwy 51, North Senatobia, MS, 38668
  • Lends in Mississippi
  • For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.