Explore the differences! FHA VS Conventional loan programs in Leland, Washington County, Mississippi

In 2026, the Conventional loan limit in Leland, found in Washington county, MS, is set at $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA loans side by side, assisting you in determining which program in MS is ideal for your financial needs.

Compare offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Leland, Washington County, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 38756

Explore Conventional and FHA Loan Choices in Leland, MS

Lendersa® aims to swiftly provide you with the best possible Conventional, USDA, or FHA loan. Select one of three pathways to find matching lenders and suitable loan programs.

Discover Lendersa USDA loan request results


Leland Lenders

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • Lends in Mississippi
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee