FHA VS Conventional loan in Greenville, Washington County, Mississippi

During 2026, in Greenville within the county of Washington, MS, the Conventional loan limit is set at $726,200, whereas the FHA limit reaches $472,030 for a single-family home.

Take advantage of the Lendersa® Conventional loan calculator for comparing today's best rates among Conventional, FHA, and USDA loans, and understand the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows comparison of Conforming Conventional loans with USDA, FHA, and VA offerings side by side, helping you identify the best option in MS for your specific financial scenario.

Explore loan offers from as many as 100 lenders

2026 Loan Limits & Downpayment Requirements in Greenville, County of Washington, MS

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is valid for the following zip codes: 38701

Exploring Conventional and FHA Loan Choices in Greenville, MS

The aim of Lendersa® is to secure you the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose from one of these three starting points to find matching lenders and loan programs.

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Greenville Lenders

  • Bank of Anguilla Anguilla
  • 130 Holland Street, Anguilla, MS, 38721
  • Lends in Mississippi
  • Bank of Anguilla’s history dates back to its charter in 1904 when local businessmen and farmers came together out of a desire to create a financial institution focused on the economic well-being of the South Delta of Mississippi. Bank of Anguilla has endured the challenging times of the Flood of 1927 and the Great Depression

  • Statewide Federal Credit Union
  • 809 W Sunflower Rd, Cleveland, MS, 38732
  • Lends in Mississippi
  • At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.

  • Vickswood Federal Credit Union
  • 107 Thalweg Drive, Vicksburg, MS, 39183
  • Lends in Mississippi
  • On October 1967, eight employees of the International Paper Company applied for a state charter to establish a credit union to serve the employees of the International Paper Company and their immediate family members living under the same roof, organizations made of the same, and employees of this credit union, with a potential employee

  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Lends in Mississippi
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.

  • RiverHills Bank MS
  • 100 Fountains Blvd, Madison, MS, 39110
  • Lends in Mississippi
  • RiverHills Bank has been the financial institution of choice for many individuals, businesses and organizations throughout Mississippi since 1890. Our customers value the personal service we provide and are secure in the knowledge they are working with a locally owned bank that shares their sense of community.

  • BankPlus
  • 6410 Watkins Drive, Jackson, MS, 39213
  • Lends in Mississippi
  • BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.