FHA VS Conventional loan programs in Verona, Lee County, Mississippi
For 2026, the limit for conventional loans in Verona, within the county of Lee, MS, is $726,200, while the limit for an FHA loan of a single-family home stands at $472,030.
Take advantage of Lendersa®'s calculator to compare the most competitive Conventional, FHA, and USDA rates today, and identify the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the ideal program for your financial needs in MS.
2026 loan caps and down payment mandates in Verona, county of Lee, MS
Loan Type
Loan Cap
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The comparison is valid for the following zip codes: 38801
Exploring Conventional and FHA loan alternatives in Verona, MS
Lendersa® is committed to helping you quickly and effortlessly secure the best Conventional, USDA, or FHA loan. Choose from any of the three available starting points to discover suitable lenders and programs.
Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide
Our vision is to be the financial services advisor and provider of choice in each community we serve. Our Mission is to To provide quality financial services and advice by: Understanding, then meeting the needs of our customers, Creating security and opportunity for our employees, Being good citizens in our communities.
The Bank of Okolona is a hometown bank that has been serving Chickasaw County and the surrounding area for over 75 years. Whether it is a personal deposit account or a business loan that brings you to the Bank of Okolona, we can help. We hope this website and its contents will be helpful with your banking from home or the office.
For over 70 years, Farmers & Merchants Bank has been serving the communities of Northeast Mississippi. What started as the dream of a local group of businessmen in 1941 is truly a success story in the banking industry today.
Home owned and operated since 1941, Farmers & Merchants Bank prospers through a dedicated community.
Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
Mechanics Mortgage opened in December of 1996 to provide our community with specialized service in permanent residential financing. Our primary service areas are Oxford, Water Valley and the surrounding communities. We provide counseling and pre-qualification to those interested in purchasing or building a new home,
Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
