Conventional Vs. FHA Lending requirements Bozeman, MT in 2026

In 2026, the Conventional loan limit in Bozeman, situated in Gallatin, MT, is $726,200, while for a single-family home, the FHA limit is $703,800.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in MT suits your financial situation best.

Explore Conventional and FHA Loan Options in Bozeman, MT

The goal of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from three starting points to locate matching lenders and loan programs.

Outcomes from Lendersa USDA loan inquiries

Bozeman Lenders
(406) 587-5626 Lender's profile and map Bank of Bozeman 875 Harmon Stream Blvd., Bozeman, MT, 59718 Lends in Montana Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
(406) 624-6330 Lender's profile and map GoPrime Mortgage Inc. 2015 Charlotte St, Suite 3, Bozeman, MT, 59718 Lends in Montana "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
(406) 284-3255 Lender's profile and map Manhattan Bank 124 S Broadway, Manhattan, MT, 59741 Lends in Montana Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.
(406) 585-3800 Lender's profile and map First Security Bank 208 East Main St, Bozeman, MT, 59715 Lends in Montana First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250
(406) 388-4011 Lender's profile and map Thelen Mortgage 11 West Main St, Suite 220, Belgrade, MT, 59714 Lends in Montana Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
(406) 222-1750 Lender's profile and map Sky Federal Credit Union 111 North B Street, Livingston, MT, 59047 Lends in Montana Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
(406) 682-4215 Lender's profile and map Madison Valley Bank 109 West Second, Boulder, MT, 59632 Lends in Montana When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.
(406) 547-3331 Lender's profile and map Bank of The Rockies 205 West Main Street, White Sulphur Springs, MT, 59645 Lends in Montana We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.
(406) 442-8870 Lender's profile and map Ascent Bank 2037 N Last Chance Gulch, Helena, MT, 59601 Lends in Montana In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
(406) 495-2526 Lender's profile and map Valley Bank of Helena 3030 North Montana Ave., Helena, MT, 59601 Lends in Montana Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.