FHA VS Conventional loan in Butte, Silver Bow County, Montana

For the year 2026, the limit for a conventional loan in Butte, located in Silver Bow county, MT, is $726,200, while the FHA limit is listed as $472,030 for a single-family dwelling.

Leverage the Lendersa® Conventional loan calculator to match today's best Conventional, FHA, and USDA rates. Discover the income, credit scores, reserves, and necessary documents for eligibility. Our sophisticated mortgage tool offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans to determine which program in MT suits your financial needs best.

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Loan limits and down payment requirements for 2026 in Butte, Silver Bow county, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 59743

Explore Conventional and FHA loan options in Butte, MT

The goal of Lendersa® is to help you achieve the best possible Conventional, USDA, or FHA loan quickly and without complexities. Choose one of three starting routes that connect you to matching lenders and loan programs.

Lendersa facilitates USDA loan request and matching outcome


Butte Lenders

  • High Peaks Federal Credit Union
  • 222 S Pacific Street, Dillon, MT, 59725
  • Lends in Montana
  • High Peaks Federal Credit Union helped members reach their goals for 60 years by providing quality, low-cost financial products and convenient services. As a not-for-profit financial cooperative, we return earnings to our members in the form of higher dividends, lower loan rates and a full range of products and services.

  • Pioneer Federal Savings and Loan
  • 32 N. Washington St, Dillon, MT, 59725
  • Lends in Montana
  • Pioneer Federal Savings and Loan Association is dedicated to providing quality services and products to its customers all the while remaining financially strong and adding value to the quality of life in the communities it services. We are proud to have served our communities for over 100 years by helping our neighbors fulfill their dreams.

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Lends in Montana
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Lends in Montana
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.

    We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.

  • Opportunity Bank of Montana
  • 1400 Prospect Ave, Helena, MT, 59601
  • Lends in Montana
  • At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.

  • Intrepid Credit Union
  • 915 Kessler St., Helena, MT, 59601
  • Lends in Montana
  • Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.

  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Lends in Montana
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.

  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • Lends in Montana
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life.
    We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"