FHA VS Conventional loan in Belgrade, Gallatin County, Montana

In the year 2026, the maximum permissible amount for a conventional loan in Belgrade, within the county of Gallatin, MT, is $726,200, whereas the FHA maximum is $703,800 for single-family properties.

Utilize the Lendersa® Conventional loan calculator to evaluate the most favorable current rates between Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans, assisting you in identifying which MT program best suits your financial situation.

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Loan limits and down payment requirements in Belgrade, Gallatin county, MT for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $483,000 0%
FHA $703,800 3.5%

This table is valid for zip codes: 59714

Options for Conventional and FHA loans in Belgrade, MT

The mission of Lendersa® is to secure your best Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three starting points that link you with corresponding lenders and loan options.

Lendersa provides USDA loan request and matching results


Belgrade Lenders

  • Thelen Mortgage
  • 11 West Main St, Suite 220, Belgrade, MT, 59714
  • Lends in Montana
  • Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.

  • Manhattan Bank
  • 124 S Broadway, Manhattan, MT, 59741
  • Lends in Montana
  • Locally owned and operated full service bank offering financial products and services. Something for everyone from personal to business to agriculture and more. We now offer on the go options like mobile banking mobile deposit and person to person payments. One of our Customer Service Representatives would love to explore the right options for you.

  • First Security Bank
  • 208 East Main St, Bozeman, MT, 59715
  • Lends in Montana
  • First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250

  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Lends in Montana
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.

  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • Lends in Montana
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life.
    We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"

  • Sky Federal Credit Union
  • 111 North B Street, Livingston, MT, 59047
  • Lends in Montana
  • Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula

  • Bank of The Rockies
  • 205 West Main Street, White Sulphur Springs, MT, 59645
  • Lends in Montana
  • We are a full-service bank with offices in Bozeman, Clyde Park, Emigrant, Helena, Lewistown, Livingston, and White Sulphur Springs. Our goal is to be the strongest financial partner that our community has by priortizing community involvement and service. As the oldest bank in Montana, we are constantly trying to improve the way we serve.

  • Madison Valley Bank
  • 109 West Second, Boulder, MT, 59632
  • Lends in Montana
  • When Peter T. opened First Madison Valley Bank in 1965, on Main Street of Ennis, Montana, he waited outside the doors of his single-story bank building, with no indoor plumbing, and shook hands with each patron who entered. He intended for that bank to serve as a hub for the rural Montana community he loved.

  • Ascent Bank
  • 2037 N Last Chance Gulch, Helena, MT, 59601
  • Lends in Montana
  • In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.

  • Valley Bank of Helena
  • 3030 North Montana Ave., Helena, MT, 59601
  • Lends in Montana
  • Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day.

    We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.