FHA VS Conventional loan in Kalispell, Flathead County, Montana
In the year 2025, the conventional loan limit in Kalispell, situated within Flathead county in MT, stands at $726,200, whereas the FHA ceiling is set at $553,150 for a one-family dwelling.
The Lendersa® Conventional loan calculator is an excellent tool for comparing the prevailing rates of Conventional, FHA, and USDA loans. It also helps you to analyze the necessary income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to place side-by-side the Conforming Conventional loans, USDA, FHA, and VA loans to determine which option in MT best aligns with your financial goals.
Loan limits and down payment criteria for 2025 in Kalispell, located in Flathead county, MT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$353,200
0%
FHA
$553,150
3.5%
The values in the comparison table are relevant for zip codes: 59901, 59904
Choosing Conventional and FHA loan options in Kalispell, MT
Lendersa® is dedicated to helping you fast-track your journey to secure the best possible Conventional, USDA, or FHA loan while removing unnecessary obstacles. Start with any of the provided three paths, each designed to pair you with the most suitable lenders and loan programs available.
We are a privately held mortgage brokerage business primarily focused on educating our customers and expanding home ownership. To ensure we provide the highest quality experience, we start with a discussion to truly understand the dreams, hopes aspirations and needs of our customers.
Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis
8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135
Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.
"Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with:
Answers to their questions
Responsive proactive communication"
Althas Mortgage is a Commercial and Residential Licensed Florida Mortgage Broker Company servicing clients across Florida with their Real Estate Financing needs. At Althas we broker hundreds of mortgage loan financing options from FHA, VA, USDA and Conventional to Jumbos, Non Conventional, No Income Verification, Stated Loans, ITIN loans.
"Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
You will find that the skill, professionalism, & consideration we give to each of our clients."
"We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects.
REI is working closely with Investors who have in house funds and have not been affected by the shutdown."
11261 Southwest Parkside Drive, Port Saint Lucie, FL, 34987
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1631 NW St. Lucie West Blvd, Suite 207, Port Saint Lucie, FL, 34986
JUST 1 WAY is committed to provide our clients with the highest level of financial services combined with the lowest rates available. Our team of professionals will work with our clients one on one to ensure exceptional quality while obtaining financial solutions that meet both our client’s and their family’s needs.
5502 North West Chapel Court, Port Saint Lucie, FL, 34986
The Mortgage Works Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.