FHA VS Conventional loan programs in Polson, Lake County, Montana

In 2026, in Polson, located in Lake county, MT, the Conventional loan limit is $726,200, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents needed for qualification. The advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in MT for your financial situation.

Browse offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Polson, Lake County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 59860

Explore Conventional and FHA Loan Options in Polson, MT

Lendersa® aims to efficiently provide you with the optimal Conventional, USDA, or FHA loan. Choose from one of three starting paths to find matching lenders and suitable loan programs.

Results for Lendersa USDA loan requests


  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.

  • Fonville Morisey
  • 3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
  • Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.

  • FM Lending Services
  • 4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
  • FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.

  • MortgageMecca Inc
  • 4701 Creedmoor Rd, Suite 105, Raleigh, NC, 27612
  • "We have access to a vast array of mortgage options and our highly-trained mortgage specialists can find the perfect fit for you.
    Beyond unbeatable rates, our service is consistent, reliable, and ultra fast. We deal with the banks for you and only do mortgages, so we can cut through the red tape. That means you get answers and final docs–fast."

  • Amy Bonis Mortgage Team
  • 10224 Durant Road, Suite 207, Raleigh, NC, 27614
  • Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.

  • Right By You Mortgage
  • 130 Edinburgh South Drive, Suite 100, Cary, NC, 27511
  • Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process.

    Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h

  • G & M Services Unlimited
  • 206 New Edition Court, Cary, NC, 27511
  • G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.

  • Eastern Funding Group LLC
  • 1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511
  • Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency

  • Carolina Mortgage Authority Inc
  • 107 Edinburgh South Drive, Suite 202, Cary, NC, 27511
  • Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.