In 2026, the Conventional loan limit in Sidney, located in Richland, MT, is $726,200, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documents for qualification. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision for the best program in MT for your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This table applies to zip codes: 59270
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Start with one of three ways to find matching lenders and loan programs.
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