FHA VS Conventional loan programs in Miles-City, Custer County, Montana

In 2026, the loan limit for a Conventional loan in Miles-City, within Custer county, MT, is $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

With the Lendersa® Conventional loan calculator, compare today’s best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in MT for your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Miles-City, Custer County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 59301

Explore Conventional and FHA Loan Options in Miles-City, MT

Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan swiftly and effortlessly. Choose one of three pathways to find matching lenders and loan programs that meet your financial needs.

Outcomes from Lendersa USDA loan inquiries


Miles-City Lenders

  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • Lends in Montana
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo

  • Carla Marinko - Stockman Bank
  • 402 N Broadway, Billings, MT, 59101
  • Lends in Montana
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,

  • Yellowstone Bank.
  • 3010 3rd Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace.

    Yellowstone Bank was founded by B. M. Harris in 1907

  • Western Security Bank
  • 2812 1st Avenue North, Billings, MT, 59101
  • Lends in Montana
  • Western Security Bank is a full service, community focused organization serving those who live and work in Yellowstone County, Montana. With conveniently located branches from Laurel to Lockwood, we offer more locations than any other financial institution serving the Billings area.

    Western Security Bank, A Division of Glacier Bank,

  • Wallinder Mortgage Brokers
  • 746 Grand Avenue, Billings, MT, 59101
  • Lends in Montana
  • "We are 'Your Home Town Mortgage Store'
    We shop America's Top Lender for the best real estate home loan, suited to your needs.
    No extra cost to you! Great Rates! More loan options for you! Lenders with NO Banking ‘overlays’. NO ‘Extra’ loan restrictions. Helping home buyers and owners for over 20 years!"