Explore the differences! FHA VS Conventional loan programs in Wolf-Point, Roosevelt County, Montana

In the year 2026, the Conventional loan limit in Wolf-Point, lying in Roosevelt county, MT is set at $647,200, whereas the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator presents side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the most fitting program for your financial needs in MT.

Evaluate loan offers from an assortment of 100 lenders

2026 Loan Limits and Down Payment Criteria in Wolf-Point, Roosevelt County, MT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 59201

Options for Conventional and FHA Loans in Wolf-Point, MT

The goal of Lendersa® is to facilitate obtaining the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Choose one of three initial steps to connect with lenders and loan choices that match your needs.

Results of a Lendersa USDA loan request


Wolf-Point Lenders

  • First Community Bank Montana
  • 540 2nd Ave S, Glasgow, MT, 59230
  • Lends in Montana
  • At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.

  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • Lends in Montana
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities

  • Little Horn State Bank
  • 835 North Center Avenue, Hardin, MT, 59034
  • Lends in Montana
  • In 1919 a small group of men gathered together with an ambitious scheme: start a bank in Wyola, Montana that would provide area farmers and ranchers with a reliable bank to support their community and take care of their customers. The bank was named Little Horn State Bank and word quickly spread that not only would these folks listen to their custo