FHA VS Conventional loan programs in 2025 for Boiling-Springs, Cleveland County, North Carolina

For 2025, in Boiling-Springs of Cleveland county, NC, the maximum conventional loan limit is $647,200, while the FHA cap for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's competitive rates among Conventional, FHA, and USDA loans. Assess the needed income, creditworthiness, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the optimal program in NC suited to your financial requirements.

Review loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Details in Boiling-Springs, Cleveland, NC

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 28017, 28152

Available Conventional and FHA Loan Choices in Boiling-Springs, NC

At Lendersa®, the goal is to help you secure the most beneficial Conventional, USDA, or FHA loan swiftly and effortlessly. Begin with one of three pathways that guide you to matching lenders and well-suited loan programs.

Review of USDA loan requests by Lendersa


  • Farmers Bank of Lohman, Missouri
  • 103 Lomo Drive, Jefferson City, MO, 65109
  • Farmers Bank of Lohman is a community-oriented financial institution serving the Lohman and St. Martins, Missouri areas. The original incorporation of the Bank consisted of 100 shares of $100 par value purchased by investors from the local community of Lohman. We remain locally owned and operated and the descendants.
  • Conservation Employees’ Credit Union
  • 2915 W Truman Boulevard, Jefferson City, MO, 65109
  • Since 1955, Conservation Employees’ Credit Union (CECU) has existed as a financial institution owned by those people who save, borrow, and invest together as credit union members. As the credit union offers excellent returns on savings and low loan rates, each member has the opportunity to achieve greater stability and success.
  • Jefferson Bank
  • 700 Southwest Blvd., Jefferson City, MO, 65109
  • At Jefferson Bank, we think banking should be personal. And we like working with you. That's why customer service is so important to us. We're a team dedicated to serving you. You can count on our professionalism and discretion in handling all of your financial needs. Feel free to contact us with any question or concern.
  • Accord Mortgage
  • 2810 S. Ten Mile Dr., Jefferson City, MO, 65109
  • Purchasing a home is a big financial decision. We are dedicated to making sure whichever path you take, the road to your new home is an easy one! At Accord Mortgage, we are proud to offer loans of all types to all of Missouri and are dedicated to finding a solution that is perfect for you and your lifestyle. Let us help you find the loan
  • Pompano Beach City Empl CU
  • 420 NE 19th Ave, Pompano Beach, FL, 33060
  • Pompano Beach Employee Credit Union has been serving the employees & their families since 1956. Over the years the Pompano Beach Employee Credit Union has grown in assets in excess of 10 million. We are regulated by the National Credit Union Administration (NCUA), an agency of the Federal Government, and the State of Florida Department of Banking.
  • Legacy Lending & Mortgages LLC
  • 5954 Glasgow Way, Tamarac, FL, 33321
  • "LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager. L. Levin Wilson Is a licensed mortgage lending professional,"
  • Kingdom Lending Group Corp
  • 441 South State Road 7, Suite 19A, Margate, FL, 33068
  • Kingdom Lending Group Corp. NMLS Entity ID#1741812. A Florida Mortgage Broker. All loans are arranged through 3rd party lenders. As a Mortgage Broker, kingdom Lending Group Corp does not make commitments or fund mortgage loans. All mortgage loans are arranged with third party lenders.kingdom Lending Group Corp does not directly offer
  • Royal Capital Solutions
  • 8200 Sw 13th Street North, Lauderdale, FL, 33068
  • The Royal Capital Solutions Team is your premier mortgage team located in Pompano Beach, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Pompano Beach area.
  • First Choice Mortgage, LLC
  • 112 S Range Ave, Denham Springs, LA, 70726
  • First Choice Mortgage, LLC in Louisiana has access to all of the mortgage programs available on the market to fit your personal situation. We offer 100% financing, CAFA down payment assistance, 203K renovation loans, USDA Rural Development, FHA, VA, Conventional Fannie and Freddie and Jumbo products on purchase
  • A+ Mortgage Services, Inc.
  • W188 S7820 Racine Av, Suite 100, Muskego, WI, 53150
  • A + Mortgage Services, Inc. we pride ourselves on offering each of our clients, world class, customer care. It is our commitment to deliver for you the best products available at the absolute lowest price in the market. We do this by our relentless, constant search for the lowest market price by selling our loans direct into the secondary market.
  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.