Explore the differences! FHA VS Conventional loan programs in Kings-Mountain, Cleveland County, North Carolina
In the year 2025, within Kings-Mountain in Cleveland county, situated in NC, the conventional loan limit is designated as $647,200. Conversely, for a single-family dwelling, the FHA limit is fixed at $420,680.
The Lendersa® Conventional loan calculator is a powerful tool designed to help you compare the best rates available today for Conventional, FHA, and USDA loans. By using this calculator, you can explore the necessary income, credit, reserves, and documentation needed to qualify for each type of loan. The tool presents Conforming Conventional loans, USDA loans, FHA loans, and VA loans in a side-by-side view, simplifying the decision-making process for selecting the program in NC that is best suited to your financial situation.
Loan limits and downpayment requirements for 2025 in Kings-Mountain, Cleveland county, NC
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: This comparison is valid for zip codes: 28086
Explore Conventional and FHA loan prospects in Kings-Mountain, NC
The aim of Lendersa® is to efficiently provide you with the most suitable Conventional, USDA, or FHA loan, ensuring a smooth, hassle-free experience. Choose from one of three starting pathways that lead to matched lenders and ideal loan programs.
BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management
we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois
Premiere Mortgage One was created with the goal of providing the best value in the mortgage industry to our customers. Our loan officers are fully licensed by the U.S. Government and are held to the highest standards of licensing, testing and continuing education. They are available any time to answer any questions.
Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
"We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida.
Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry.
Our goal is to act as your trusted advisor, providing personalized service"
The Bank of Missouri is reaching new heights of service and customer care. Our rich history, reaching back over 12 decades, is our source of motivation. As we look back with pride, we look forward with excitement as our continued growth enables us to meet the ever changing needs of the communities we serve.
Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com
Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
