FHA VS Conventional loan programs in 2025 for Kings-Mountain, Cleveland County, North Carolina

In the year 2025, within Kings-Mountain in Cleveland county, situated in NC, the conventional loan limit is designated as $647,200. Conversely, for a single-family dwelling, the FHA limit is fixed at $420,680.

The Lendersa® Conventional loan calculator is a powerful tool designed to help you compare the best rates available today for Conventional, FHA, and USDA loans. By using this calculator, you can explore the necessary income, credit, reserves, and documentation needed to qualify for each type of loan. The tool presents Conforming Conventional loans, USDA loans, FHA loans, and VA loans in a side-by-side view, simplifying the decision-making process for selecting the program in NC that is best suited to your financial situation.

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Loan limits and downpayment requirements for 2025 in Kings-Mountain, Cleveland county, NC

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Note: This comparison is valid for zip codes: 28086

Explore Conventional and FHA loan prospects in Kings-Mountain, NC

The aim of Lendersa® is to efficiently provide you with the most suitable Conventional, USDA, or FHA loan, ensuring a smooth, hassle-free experience. Choose from one of three starting pathways that lead to matched lenders and ideal loan programs.

Lendersa USDA loan request and matching results


  • Falloon Mortgage Funding Corp
  • 701 Promenade Drive, Suite 201, Pembroke Pines, FL, 33026
  • We are passionate about making the dream of homeownership a reality for as many individuals as possible. Falloon Mortgage Funding, we take pride in catering to our clients’ individual needs and making the process of home buying as stress-free as possible, from start to finish. We are the mortgage lender you need!
  • Eastern Financial Services Inc
  • 49 Sherwood Terrace, Old Saybrook, CT, 06475
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Power Financial Credit Union
  • 2020 NW 150th Ave, Suite 100, Pembroke Pines, FL, 33028
  • Power Financial Credit Union is committed to helping guide its members to better financial lives today and for generations to come. Power Financial Credit Union helps members achieve financial freedom by combining free financial education resources with a superior experience, and personalized banking solutions.
  • Acosta Home Loans Team
  • 2000 NW 150th Ave, Pembroke Pines, FL, 33028
  • Acosta Home Loans specializes in making the home buying / refinancing process simple. Although qualifying can be confusing and demanding, we make it easy through an upfront consultation and clear communication. and Andrew Joseph Acosta covering FHA, VA, USDA, and Conventional loans in South Florida. During my years of experience.
  • USA Funding Mortgage Group Inc
  • 1961 Northwest 150th Avenue, Suite 205, Pembroke Pines, FL, 33028
  • USA Funding Mortgage Group, Inc., located in Pembroke Pines, Florida, was established in 2006 and specializes in the real estate market and financing at the residential and commercial level. Our management team has over fifty years of combined mortgage industry experience and has partnered with licensed independent loan
  • Greenhome Mortgage Group LLC
  • 1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
  • Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
  • Florida Choice Mortgage Corp
  • 2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
  • At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.