FHA VS Conventional loan in Cherryville, Gaston County, North Carolina
In 2026, the Conventional loan limit for Cherryville, located in Gaston county, NC, is $726,200. Meanwhile, the FHA limit for a single-family home stands at $472,030.
Use the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced calculator allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program for your particular financial circumstances in NC.
2026 Loan Limits and Down Payment Requirements in Cherryville, Gaston County, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 28021
Conventional and FHA Loan Options in Cherryville, NC
Lendersa® is committed to quickly securing the best Conventional, USDA, or FHA loan for you, avoiding any hassle. Select one of three paths to find matching lenders and appropriate loan programs.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Carolinas Telco Federal Credit Union (CTFCU) has been serving members across the Carolinas since 1934. We offer credit union services to the following groups: Those employed with or retired from one of our current preferred business partners. Members of the NC Consumers Council (NCCC) or other approved association.
Nova Credit Union provides low cost personal financial services including Secure Checking, mobile banking (eBranch), auto loans, home loans and savings & investment accounts. Members may access their accounts at and 30, 000 ATMs and 5, 000 branches in the USA through the Shared CO-OP Network and five local branches in NC.
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
Lends in North Carolina
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Lends in North Carolina
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
