In 2026, the Conventional loan limit in Carolina-Beach, within New Hanover county, NC, is $647,200. For a single-family home, the FHA limit is $420,680.
Leverage the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, FHA, USDA, and VA loans side-by-side, helping you identify the best program for your financial needs in NC.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table applies to the following zip codes: 28428
The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans with ease and speed. Start by choosing one of three pathways to connect with matching lenders and loan programs.
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
