FHA VS Conventional loan in Carolina-Beach, New Hanover County, North Carolina

In 2025, the Conventional loan limit in Carolina-Beach, within New Hanover county, NC, is $647,200. For a single-family home, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming Conventional, FHA, USDA, and VA loans side-by-side, helping you identify the best program for your financial needs in NC.

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2025 Loan Limits and Down Payment Requirements in Carolina-Beach, New Hanover County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 28428

Explore Conventional and FHA Loan Options in Carolina-Beach, NC

The mission of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loans with ease and speed. Start by choosing one of three pathways to connect with matching lenders and loan programs.

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  • 3901 Alamo Ave, Fort Worth, TX, 76107
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  • Merit Mortgage Company
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  • Good Life Lending
  • PO Box 5206, Lincoln, NE, 68505
  • Nebraska's fix and flip lender. We are a small company located in Lincoln, NE, since we are small you will get the service you deserve. We offer 100% Rehab funding, Interest only payments, Funding in 10 days or less and Free proof of funds. Experience Opportunity: The Good Life is Waiting For You, Get the Funding You Need to Experience It.
  • First Lincoln Federal Credit Union
  • 5730 R Street, Suite A, Lincoln, NE, 68505
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  • Vault Funding Group
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  • First Nebraska Bank
  • 330 N Spruce St, Valley, NE, 68064
  • First Nebraska Bank is a full-service community bank with 11 locations and 1 loan production office in central and eastern Nebraska. Our history in Nebraska banking can be traced all the way back to 1879. We are proud that our commitment to the success of our customers and the economic growth of the communities.
  • Lincoln SDA Credit Union
  • 4733 Prescott Avenue, Lincoln, NE, 68506
  • The Lincoln SDA Credit Union is organized to serve members of the Seventh-day Adventist Church, Students and Employees of Adventist Colleges, and Employees of Adventist Hospitals. As a faith-based financial institution owned and operated by our members, our purpose is to provide a competitively priced line of financial products and services.
  • Nebraska Mortgage Expert
  • 2901 South 84th Street, Suite 10, Lincoln, NE, 68506
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  • MORTGAGE CAPITAL
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  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
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  • LOANFI MORTGAGE
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