which one is better? Conventional or FHA Wilmington, NC

As of 2025, the conventional loan limit in Wilmington, situated in New Hanover county, NC, stands at $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator can compare today's top rates for Conventional, FHA, and USDA loans, helping determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can view the options like Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in NC tailored to your financial needs.

Options for Conventional and FHA Loans in Wilmington, NC

Lendersa® strives to connect you quickly with the most suitable Conventional, USDA, or FHA loan options without hassle. Choose one of three starting paths that link you with matching lenders and customized loan programs.

Results from Lendersa USDA loan requests and matching

760 721 2689 Lender's profile and map Reviews North Coast Financial, Inc. 2424 Vista Way #202, Oceanside, CA, 92054 North Coast Financial, Inc. is a San Diego hard money lender (private money lender) with over 30 years of hard money loan experience. We specialize in fix and flip loans / rehab loans, land loans, hard money purchase loans, construction loans, cash outs, hard money refinances and other various bridge loans.
(619) 264-5611 Lender's profile and map Reviews Merchants Home Lending 2305 Historic Decatur, Suite 100, San Diego, CA, 92106 Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.
(619) 684-2722 Lender's profile and map Reviews Premier Capital Mortgage 2730 Poinsettia Drive, San Diego, CA, 92106 Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.
(619) 255-3182 Lender's profile and map Reviews Wenhe Mortgage and Realty 2924 Emerson St, Suite 202, San Diego, CA, 92106 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(619) 454-0914 Lender's profile and map Reviews Shelter Island Capital 2915 Canon St., San Diego, CA, 92106 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(619) 260-1660 Lender's profile and map Reviews San Diego Funding 2468 Historic Decatur Road, Suite 160, San Diego, CA, 92106 "For over 35 years, San Diego Funding has remained one of San Diego’s most respected and trusted mortgage lenders, serving the lending needs of homebuyers, real estate professionals, and builders. San Diego Funding is a full-service mortgage lender with access to a wide array of loan products to meet every situation. "
(619) 701-1299 Lender's profile and map Reviews OBMortgage 4665 Coronado Ave, San Diego, CA, 92107 OBMortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best possible loan. We represent a wide variety of lenders ranging from "A" rated lenders with first quality rates to private "hardship" lenders.
(909) 467-8600 Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.
(909) 587-5185 Lender's profile and map Reviews Capital United 3200 East Guasti Road, Suite 100, Ontario, CA, 91761 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(909) 654-5838 Lender's profile and map Reviews Firm Foundation Finances Inc 4345 East Lowell Street, Suite N, Ontario, CA, 91761 The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.
(909) 635-5813 Lender's profile and map Reviews Apple Financial Network 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761 BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.