Conventional Vs. FHA Lending requirements Wilmington, NC in 2025

As of 2025, the conventional loan limit in Wilmington, situated in New Hanover county, NC, stands at $726,200, while the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator can compare today's top rates for Conventional, FHA, and USDA loans, helping determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can view the options like Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in NC tailored to your financial needs.

Options for Conventional and FHA Loans in Wilmington, NC

Lendersa® strives to connect you quickly with the most suitable Conventional, USDA, or FHA loan options without hassle. Choose one of three starting paths that link you with matching lenders and customized loan programs.

Results from Lendersa USDA loan requests and matching

(800) 682-3231 Lender's profile and map Reviews IBERIABank 200 West Congress Street, Lafayette, LA, 70501 The IBERIABank philosophy is to exceed client satisfaction by delivering unparalleled customer service at every point of contact. We are committed to offering products and services customized to meet your financial needs. We provide a comprehensive financial product line including Retail, Commercial, Private Banking,
(337) 739-6017 Lender's profile and map Reviews MORTGAGESOLUTIONS360 LLC 127 Clinton St., Lafayette, LA, 70501 MortgageSolutions360 is a mortgage broker designed to make your experience fast and easy. We offer the experience to offer you the information that will help you make the best decisions. With several lenders to choose from, we are able to offer you the lowest rates and best service possible. WE MAKE IT EASY.
(337) 852-0330 Lender's profile and map Reviews Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(563) 659-3141 Lender's profile and map Reviews First Central State Bank 914 6th Ave, De Witt, IA, 52742 As a locally owned bank, First Central State Bank is in touch with the community we serve and is responsive to the financial needs of our customers. We work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future.
(573) 874-1477 Lender's profile and map Reviews MISSOURI CREDIT UNION 111 E Broadway, Columbia, MO, 65205 We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
(608) 838-3141 Lender's profile and map Reviews Oregon Community Bank 733 N Main St, Oregon, WI, 53575 One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
(573) 348-2265 Lender's profile and map Reviews First Bank of the Lake 4558 Osage Beach Parkway, Suite 100, Osage Beach, MO, 65065 First Bank of the Lake’s story began in October 1985, when a group of local investors along with a group of St. Louis investors with interest in the lake area founded First Bank Centre in Osage Beach, Missouri. These well-respected and savvy investors recognized the need for a bank whose focus was on the local community.
(573) 302-9990 Lender's profile and map Reviews Mortgage Headquarters of Missouri, Inc 4824 Osage Beach Pkwy, Suite 1, Osage Beach, MO, 65065 Mortgage Headquarters can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and countless other ways to help you clear the path to your new home. When looking for a new home, smart consumers first seek pre-approval by one of our mortgage professionals. You'll gain the credibility of a cash buyer.
(800) 884-5560 Lender's profile and map Reviews Veterans United Home Loans Eagle River 1400 Veterans United Drive, Columbia, MO, 65203 We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation. But to us, success isn’t measured in numbers. Our success is measured in living our values every day
(877) 611-1329 Lender's profile and map Reviews Mid-Continent Funding, Inc. 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203 Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers: Minimum down payments First time buyer benefits Program options for high debt-to-income ratios and low credit Refinancing opportunities To lower your monthly payments
(888) 988-0752 Lender's profile and map Reviews VeteransLoans.com 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203 We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.