FHA VS Conventional loan in Wilmington, New Hanover County, North Carolina
As of 2025, the conventional loan limit in Wilmington, situated in New Hanover county, NC, stands at $726,200, while the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator can compare today's top rates for Conventional, FHA, and USDA loans, helping determine the necessary income, credit score, reserves, and documents for qualification. With our advanced mortgage calculator, you can view the options like Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the best program in NC tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Wilmington, New Hanover, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 28409, 28401, 28405, 28403, 28412, 28402, 28406, 28408
Options for Conventional and FHA Loans in Wilmington, NC
Lendersa® strives to connect you quickly with the most suitable Conventional, USDA, or FHA loan options without hassle. Choose one of three starting paths that link you with matching lenders and customized loan programs.
At Magnolia Mortgage, we understand that every customer has specific needs, thus, we strive to meet those specific needs with superior service and individual attention. Typically you will find similar products and pricing, however, we pride ourselves in giving you an excellent home buying experience.
Kentuckiana Mortgage Group Inc. is a full service mortgage brokerage dedicated to providing a superior customer experience. We utilize a consultative method to mortgage financing with unique and client centered approaches.Kentuckiana Mortgage Group Inc. was founded in October of 2018 by Brad Sea, Eric Jones, and Keith Cullens.
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.
PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.
Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.
245 Saw Mill River Road, Suite 106B, Hawthorne, NY, 10532
Bruce J. Naman Serving the area for over 25 years, I'm committed to helping you find the right mortgage product for your needs. I understand that every borrower is different, and offer a variety of products to meet your individual requirements, with my expertise, I get the hard deals done. I make the process of securing a mortgage simple.
5589 Okeechobee Blvd STE 105, West Palm Beach, FL, 33417
Looking for a mortgage broker in West Palm Beach? If you're looking for a home loan anywhere in Palm Beach County, we're here to help! We treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We repres
5589 Okeechobee Blvd Ste #101,, West Palm Beach, FL, 33417
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
5589 Okeechobee Blvd - Suite 105, West Palm Beach, FL, 33417
Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
