Conventional Loans Vs FHA in St.-James, NC [in 2025]

Throughout 2025, the maximum limit for a conventional loan in St.-James, situated in Brunswick county of NC, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best rates for Conventional versus FHA and USDA options available today. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows for side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA options to assist in identifying the optimal program in NC that meets your financial needs.

Navigating Conventional and FHA Loan Options in St.-James, NC

Lendersa® aims to facilitate a streamlined process in securing the most suitable Conventional, USDA, or FHA loan with ease and speed. Choose from one of three starting pathways that will guide you to appropriate lenders and suitable loan programs.

USDA loan requests and results from Lendersa

(405) 263-7215 Lender's profile and map Reviews The First Bank of Okarche 202 Oklahoma Avenue, Okarche, OK, 73762 In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
(405) 262-1463 Lender's profile and map Reviews Rock Island Credit Union 320 S Rock Island Avenue, El Reno, OK, 73036 The El Reno RIL (Rock Island) Credit Union was founded in 1934 by employees of the CRI&P Railroad in El Reno, Oklahoma. In addition to the various employees’ groups added to our field of membership, the credit union is a community credit union serving individuals who reside, attend school, work or worship within Canadian County, Oklahoma.
(763) 689-1071 Lender's profile and map Reviews Minnco Credit Union 236 2nd Avenue SW, Cambridge, MN, 55008 Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
(620) 241-9308 Lender's profile and map Reviews McPherson Co-op Credit Union 1999 South Main Street, McPherson, KS, 67460 McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.
(320) 252-2634 Lender's profile and map Reviews ST. CLOUD FINANCIAL CREDIT UNION 5600 La Centre Ave, Suite 100, Albertville, MN, 55301 St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
(507) 427-2422 Lender's profile and map Reviews United Prairie Bank 1141 3rd Ave, Mountain Lake, MN, 56159 United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
(320) 864-3107 Lender's profile and map Reviews Security Bank & Trust Co. 2202 11th Street East, Glencoe, MN, 55336 Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
(763) 441-1000 Lender's profile and map Reviews The Bank of Elk River 630 Main Street, Elk River, MN, 55330 The Bank of Elk River is a community bank that has been family-owned and operated since 1885. Founded with a vision of being strong, loyal and innovative - a tradition we still honor today - we are committed to providing our customers with great service, convenient products and an overall better banking experience.
(254) 840-2873 Lender's profile and map Reviews Rocket Federal Credit Union 905 West McGregor Drive, Mc Gregor, TX, 76657 Rocket Federal Credit Union has been open since 1954. The credit union has assets totaling $29.97 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member.
(785) 825-8100 Lender's profile and map Reviews The Mortgage Company 155 N 7th St, Salina, KS, 67401 We are available to meet with you in office, any time you like. It isn’t unusual to find our originators, meeting with borrowers and realtors early in the morning, early evening, or even on Saturday or Sunday. We do hope that you give us a call, stop in and see us, r take advantage of this great website and fill out an application online!
(785) 488-3344 Lender's profile and map Reviews Bennington State Bank 104 West Washington Street, Bennington, KS, 67422 The Bennington State Bank (BSB) is a community bank proudly serving Kansas for over 130 years with branches in Salina, Bennington, Minneapolis, Wamego, Sylvan Grove, and Lucas Kansas. BSB strives to be the community bank of choice in the regions we serve and we do so by being a trusted financial partner that operates with integrity,