Conventional Vs. FHA Lending requirements St.-James, NC in 2025

Throughout 2025, the maximum limit for a conventional loan in St.-James, situated in Brunswick county of NC, is $647,200, while the FHA limit for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best rates for Conventional versus FHA and USDA options available today. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows for side-by-side comparison of Conforming Conventional loans alongside USDA, FHA, and VA options to assist in identifying the optimal program in NC that meets your financial needs.

Navigating Conventional and FHA Loan Options in St.-James, NC

Lendersa® aims to facilitate a streamlined process in securing the most suitable Conventional, USDA, or FHA loan with ease and speed. Choose from one of three starting pathways that will guide you to appropriate lenders and suitable loan programs.

USDA loan requests and results from Lendersa

(509) 492-4934 Lender's profile and map Reviews Haven Mortgage Group 38219 Mound Rd, Suite 201, Sterling Heights, MI, 48310 At Haven Mortgage Group we’re mortgage nerds, but we know that you may not be, so our team is here for you should any questions arise about your mortgage, because we want you to feel confident and excited about this next journey of your life. Our goals are the same as yours – get the home of your dreams without any of the hassle.
(248) 632-1025 Lender's profile and map Reviews Arcadia Lending 329 W 14 Mile Rd, Clawson, MI, 48017 "Arcadia Lending is committed to helping you find the best mortgage to fit your needs. We are one of the highest reviewed mortgage companies in the industry. Every borrower's situation is different and Arcadia Lending has the range of mortgages to help you secure financing even if you've had troubles elsewhere."
(248) 474-2200 Lender's profile and map Reviews LOC Credit Union 22981 Farmington Road, Farmington, MI, 48336 At LOC Credit Union, we’re ready for you. No matter where you are in life, we’re dedicated to taking you further. That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
(833) 734-2545 Lender's profile and map Reviews Regal Home Lending 25882 Orchard Lake Rd L-11, Farmington, MI, 48336 Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
(518) 370-7200 Lender's profile and map Reviews First National Bank of Scotia 201 Mohawk Avenue, Scotia, NY, 12302 At 1st National Bank of Scotia, we rely on our decades of experience both inside and outside the banking industry to help provide our loyal customers with the products and services to fit their needs. Our Board of Directors truly care about providing for our customers and our communities today, tomorrow, and well into the future.
(800) 388-2000 Lender's profile and map Reviews AmeriCU Credit Union 1916 Black River Blvd N, Rome, NY, 13440 AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.
(618) 998-0098 Lender's profile and map Reviews SouthernTrust Bank 200 South First, Vienna, IL, 62995 SouthernTrust Bank was organized in 2005 as a commercial state bank. The organizers had a strong desire to establish a community-minded financial institution that would service its local communities with personal service. SouthernTrust Bank is a locally owned financial institution with offices in Marion, Goreville, and Vienna, Illinois.
(866) 554-1725 Lender's profile and map Reviews LLG 850 Stephenson Highway, Suite 405, Troy, MI, 48083 Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community. Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
(248) 864-2200 Lender's profile and map Reviews National Mortgage Home Loans LLC 637 East Big Beaver, Suite 213, Troy, MI, 48083 The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!
(248) 687-5250 Lender's profile and map Reviews Reliance Financial Group Inc 3501 Rochester Road, Troy, MI, 48083 Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.
(888) 778-9700 Lender's profile and map Reviews Towne Mortgage Company 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083 "The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"