As of 2026, the conventional loan limit in Concord, located in Cabarrus, NC, is $726,200. The FHA loan limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays options like Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in selecting the ideal program for your financial scenario in NC.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the following zip codes: 28025, 28027, 28026
Lendersa® aims to quickly connect you with the best available Conventional, USDA, or FHA loan without hassle. Choose one of three starting paths that lead to matching lenders and tailored loan programs.
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