Explore the differences! FHA VS Conventional loan programs in Durham, Durham County, North Carolina
As of 2025, the conventional loan limit in Durham, situated in Durham, NC, is set at $726,200. The FHA loan limit for a single-family home is $602,600.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the optimal program for your financial circumstances in NC.
2025 Loan Limits and Down Payment Requirements in Durham, Durham, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$404,800
0%
FHA
$602,600
3.5%
The table applies to zip codes: 27703, 27705, 27704, 27707, 27701, 27709, 27712, 27713, 27706, 27708, 27710, 27715, 27717, 27722
Options for Conventional and FHA Loans in Durham, NC
Lendersa® is committed to securing the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from three starting points to match with suitable lenders and loan programs.
"Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."
Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.
2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
Ken Starks - The Starks Team - 50 State Mortgage BROKER
1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.
2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295
Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295
At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
