FHA VS Conventional loan in Cary, Wake County, North Carolina
For 2026, the conventional loan limit in Cary, part of Wake, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $502,550.
Utilize the Lendersa® Conventional loan calculator to assess and compare top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in NC.
2026 Loan Limits and Down Payment Requirements in Cary, Wake, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$502,550
3.5%
This comparison table applies to the following zip codes: 27560
Exploring Conventional and FHA Loan Offers in Cary, NC
Lendersa® strives to connect you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and tailored loan programs.
RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
Hard Money Henry helps real estate investors secure fast, flexible funding. With a reputation for reliability and personalized service, Henry Tabeling ensures your investment goals are met. Contact us today for straightforward loan solutions tailored to your needs!
8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
Lends in North Carolina
The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
1750 Northwest Maynard Road, Suite 101, Cary, NC, 27513
Lends in North Carolina
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients that meet their overall financial goals while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to provide a positive experience with the process centered around communication
At Tarheel Mortgage we can match clients with home loans and refinancing products from more than 20 lenders at wholesale rates. Plus, on most loan programs you'll never pay us a fee. Whether you want to purchase a home for no-money down, no points, no PMI or need to qualify with past credit issues,
140 Preston Executive Dr, Suite 205D, Cary, NC, 27513
Lends in North Carolina
Pathway Mortgage Group is a nationally recognized, locally owned independent mortgage broker in Cary, NC, serving North Carolina consumers exclusively. Pathway is proud to offer very competitive rates from the best wholesale lenders in the country. Competition, combined with our elite experience and execution.
5842 Fayetteville Road, Suite 113, Durham, NC, 27713
Lends in North Carolina
Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.
3600 Glenwood Avenue, Suite 150, Raleigh, NC, 27612
Lends in North Carolina
Founded in 1973, Fonville Morisey has set the bar for the local real estate industry, by working to deliver a “one-stop shopping experience” and continually striving to offer the best services possible for home buyers and sellers. This includes Prosperity Home Mortgage, LLC dba FM Lending Services, a full service mortgage banking company.
4509 Creedmoor Road. Suite 201, Raleigh, NC, 27612
Lends in North Carolina
FM Lending Services is a full service mortgage banker specializing in residential purchase and refinance loans. FM Lending Services offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs (VA) loans, USDA loans, new construction loans.
