FHA VS Conventional loan programs in 2025 for Cary, Wake County, North Carolina

In 2025, Convetional loan limit in Cary, county of Wake, NC is $726,200 while FHA limit is $502,550 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Cary, county of Wake, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $502,550 3.5%

The comparison table applies to zip codes: 27560, 27511, 27518, 27519, 27513, 27512

Conventional and FHA loan options in Cary, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • United Citizens Bank & Trust Company
  • 8198 Main Street, Campbellsburg, KY, 40011
  • The mission of United Citizens Bank is to be a locally owned community bank serving our customers by offering and delivering quality financial services at competitive rates. We are committed to active community involvement. We will strive to maintain financial soundness and stability while providing shareholders a reasonable return on their investm
  • CBC National Bank
  • 1891 S 14th St, Fernandina Beach, FL, 32034
  • CBC Mortgage at First Federal Bank, our focus is this: to put our customers first. Since this division opened its doors in 1999, our commitment has always been to provide nothing less than an exceptional experience in everything we do. It is because of that unwavering dedication to service and our customers.
  • Atlantic Mortgage Consultants Inc
  • 501 Centre Street, Suite 101, Fernandina Beach, FL, 32034
  • The professionals at Atlantic Mortgage Consultants are focused helping home buyers secure the best home loans in the Jacksonville, Amelia Island areas. When faced with the choice between dealing with a mortgage broker or a direct lender, home buyers quickly find that using us has distinct advantages.
  • SWAN FINANCIAL CORPORATION
  • 1901 Island Walk Way, Fernandina Beach, FL, 32034
  • Swan Financial, you will receive outstanding service from one contact throughout the entire mortgage process rather than being handed off from one department to the next. The most important financial transaction we make deserves constant communication and personalized attention. Protecting your personal information is a priority at Swan Financial
  • Jet HomeLoans
  • 1910 South 14th Street #101, Fernandina Beach, FL, 32034
  • At Jet HomeLoans, LLC, we’re dedicated to providing you with top-flight resources and first-class service to help you reach your dreams of homeownership. Comprised of some of the top mortgage talent in the industry, our team of loan professionals is committed to guiding you through every step of the home financing process.
  • Capital City Home Loans, LLC
  • 1884 S. 14th Street, Fernandina Beach, FL, 32034
  • Capital City Home Loans is a top mortgage lending company in the Southeast. We are focused on our clients and their success, and driven by the communities we serve. Each Capital City Home Loans associate shares one priority: our client. Whether it is providing guidance through the application process
  • Middlesex County Employees Federal Credit Union
  • 825 Georges Road, 3rd Floor, North Brunswick, NJ, 08902
  • The Middlesex County Employees Federal Credit Union has been in existence since 1967. We are federally chartered and have to follow the rules and regulations set by the National Credit Union Association "NCUA". Our books and policies are audited at least once a year. All accounts are insured by NCUA for up to $250, 000.
  • United One Mortgage Inc
  • 1215 Livingston Avenue, Suite 305, North Brunswick, NJ, 08902
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Enrico Holding USA LLC
  • 1309 Blue Valley Dr., Pen Argyl, PA, 18072
  • We are a direct private money lender providing loans to real estate investors, Business loans and start up loans. We pride ourselves on being quick, easy to work with, and transparent. Our small team enables us to work fast and efficiently for our clients’ needs. All of our underwriting and servicing is completed in-house. We do not charge addition
  • Westfield Bank, FSB
  • 2 Park Circle, Westfield Center, OH, 44251
  • Established in 2001 and headquartered in Westfield Center, Ohio, Westfield Bank currently serves customers in Cuyahoga, Richland, Medina, Stark, Summit, and Wayne counties as well as insurance agencies across the country. We deliver financial roadmaps and solutions so families, businesses, and insurance agencies can thrive.