FHA VS Conventional loan programs in Cary, Wake County, North Carolina
For 2025, the conventional loan limit in Cary, part of Wake, NC, is $726,200. Meanwhile, the FHA limit for a single-family home is $502,550.
Utilize the Lendersa® Conventional loan calculator to assess and compare top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in Cary, Wake, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$502,550
3.5%
This comparison table applies to the following zip codes: 27560, 27511, 27518, 27519, 27513, 27512
Exploring Conventional and FHA Loan Offers in Cary, NC
Lendersa® strives to connect you with the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to find matching lenders and tailored loan programs.
We are a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
PNC was founded in 2012 by Pedro Nivela a very successful Mortgage Broker and Commercial Real Estate adviser. We identify the necessity of a company that understands the needs of the real estate community with products designed to help the Buyers and investors to grow their equity.
10305 North West 41st street, Suite 212, Miami, FL, 33178
Guardian Capital Lenders is a mortgage brokerage firm established in 2019, currently licensed to originate loans in the state of Florida. GCL was founded by Maria R. Garcia (Managing Director) who’s been in the mortgage industry for nearly 20 years. Maria is a dedicated professional and highly qualified mortgage consultant.
Expert Mortgage Group, Inc., a full service mortgage company located in Doral, Florida, was founded in February 2003 by Jeff and Marisel Lieberman. In a short time, the company has built a strong relationship as an outstanding mortgage firm serving the lending needs of individual home buyers, real estate professionals.
Galizet Home Lending has the right loan options to meet your individual needs. We offer low rates, great service and a simple process, but we offer that and so much more.
Over 30 years of professional experience and commitment to excellence and it’s all delivered with a direct one-on-one personable touch.
The Mortgage Calculator is a licensed Mortgage Lender specializing in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation!
Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote t
2915 Biscayne Blvd, Suite 300-14B, Miami, FL, 33137
The LJC Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
4141 Northeast 2nd Avenue, Suite 204a, Miami, FL, 33137
CMG Capital is a highly reputable correspondent lender, licensed in Florida and Colorado, and backed by some of the largest wholesale institutions in the industry, as well as by capital from around the globe. We have an outstanding mortgage platform that makes us a superior alternative too many other mortgage companies in the area.
We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance, and now we even offer an in house Title Company to assist with closing We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.