FHA VS Conventional loan programs in Raleigh, Wake County, North Carolina

In 2025, Convetional loan limit in Raleigh, county of Wake, NC is $726,200 while FHA limit is $502,550 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Raleigh, county of Wake, NC

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $502,550 3.5%

The comparison table applies to zip codes: 27617, 27616, 27615, 27614, 27613, 27612, 27610, 27608, 27609, 27601, 27603, 27604, 27605, 27606, 27607, 27602, 27619, 27620, 27621, 27622, 27624, 27626, 27627, 27628, 27634, 27636, 27640, 27650, 27656, 27658, 27661, 27668, 27675, 27676, 27690, 27697, 27698

Conventional and FHA loan options in Raleigh, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • SLR Mortgage Inc
  • 4080 McGinnis Ferry Rd, Unit 1308, Alpharetta, GA, 30005
  • SLR Mortgage Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MORTGAGE BROTHERS, LLC
  • 91 Lambets Way, Alpharetta, GA, 30005
  • We’re here to help you secure a loan that sets you up for a successful financial future. Simple as that. The Mortgage Brothers will work with you every step of the way as you search for the right mortgage to find the best rates possible, whether you’re buying your first home or searching for your next investment.
  • Atlantic Home Mortgage LLC
  • 6250 Shiloh Road, Suite 220, Alpharetta, GA, 30005
  • In 2018, we started a mortgage company to help people get better rates. With over a decade of firsthand mortgage experience, we’ve seen exactly how inefficient the industry is. By focusing on the needs of our clients for speed, ease, and transparency, we were able to quickly stand out in the mortgage industry.
  • THE PING MORTGAGE COMPANY
  • 11545 Park Woods Circle, Suite A, Alpharetta, GA, 30005
  • The Ping Mortgage Company was created out of a need for a better way to finance your real estate transactions. We are a group of mortgage professionals who have broad experience and knowledge in real estate finance. We strive to provide the lowest possible interest rates and fees available in the market, and we have achieved it through hard work
  • EAGLE LENDING CORPORATION
  • 1280 Elk Ridge Cove, Alpharetta, GA, 30005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • County Savings Bank
  • 10 Powhattan Ave, Essington, PA, 19029
  • County Savings Bank has served the Tinicum and Ridley Township neighborhoods with dependable full-service banking operations. Our customers appreciate the way we balance small town warmth with “big bank” services and security We bring a real community feeling into your bank - a place where you put your business and your trust.
  • Bank of Monticello
  • 141 East Greene Street, Monticello, GA, 31064
  • On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.