FHA VS Conventional loan programs in Franklin, Macon County, North Carolina
As of 2025, the maximum limit for a Conventional loan in Franklin, which is within the county of Macon, NC, is $726,200. The FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables a side-by-side view of Conforming Conventional loans with options like USDA, FHA, and VA, supporting your decision on the most suitable program for your financial situation in NC.
2025 Loan Limits and Down Payment Requirements in Franklin, Macon County, NC
Type of Loan
Loan Limit
Down Payment Requirement
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 28734, 28744
Options for Conventional and FHA Loans in Franklin, NC
The aim of Lendersa® is to swiftly and efficiently connect you with the best Conventional, USDA, or FHA loan options. You can start with one of three pathways that link you to matching lenders and loan packages tailored to your needs.
Brookview Financial, Inc. is a 25 year old national private mortgage lender with a focus on funding value-add real estate projects, including the purchase and renovation of houses and small balance commercial loans. Since our formation, we have closed over $1 billion in small balance mortgage loans through our portfolio companies
In May 1850 our bank came into existence by the granting of a state charter to operate as a mutual savings bank. The Litchfield Savings Society, as it was then known, opened its first account on July 23, 1850. We've been the same community bank ever since - no merger, no acquisition! Still dedicated to our customers.
Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
Bendena State Bank was chartered on January 13, 1904 and open for business February 3 of the same year. The Bank was located at the corner of Main & Commercial Streets in Bendena. The first Board of Directors consisted of J. H. Hamilton, A. L. Wynkoop, J. P. Severin, Walter Zimmerman and A. F. Albers.
Connex Credit Union is one of Connecticut's largest credit unions serving more than 62, 000 members at 8 branches throughout greater New Haven. Headquartered in North Haven, Connecticut, Connex is a full-service member-owned credit union that offers members a full range of financial services and products, including savings and loans.
MSI Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration.
Ascend Financial Network LLC are a residential/commercial lending brokerage that combines a complete knowledge of the financial markets and strong relationships with numerous lenders, to formulate the best financing options available for our clients.We have built a strong reputation as an outstanding mortgage-firm, serving the lending needs.
Commercial Bank of Texas is solidly positioned to enter its second century of providing successful banking practices predicated on sound and prudent operating standards. Currently, CBTx has over 150 employees in eight communities and the bank's Board of Directors and Officers are personally involved in the communities they serve.
Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
