FHA VS Conventional loan in Franklin, Macon County, North Carolina
As of 2025, the maximum limit for a Conventional loan in Franklin, which is within the county of Macon, NC, is $726,200. The FHA loan limit for a single-family home is $472,030.
Utilize Lendersa®'s Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator enables a side-by-side view of Conforming Conventional loans with options like USDA, FHA, and VA, supporting your decision on the most suitable program for your financial situation in NC.
2025 Loan Limits and Down Payment Requirements in Franklin, Macon County, NC
Type of Loan
Loan Limit
Down Payment Requirement
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the following zip codes: 28734, 28744
Options for Conventional and FHA Loans in Franklin, NC
The aim of Lendersa® is to swiftly and efficiently connect you with the best Conventional, USDA, or FHA loan options. You can start with one of three pathways that link you to matching lenders and loan packages tailored to your needs.
Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
975 East Nerge Road, Suite N10, Roselle, IL, 60172
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
Greater Chautauqua Federal Credit Union has been open since 1940. The credit union has assets totaling $89.32 Million and provides banking services to more than 10, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The State Bank of Geneva is committed to being your first choice for financial services. We are locally owned and managed with experienced staff and management who are engaged and focused on excellence. Community banking at SBG means we know all our customers and provide the same products and services as our much larger brethren.
206 1/2 West State Street, Suite 202, Geneva, IL, 60134
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First Cosmopolitan has maintained superior service and a commitment to providing competitive mortgage products. We have over 100 years of combined mortgage experience which in conjunction with a state of the art mortgage product portfolio has made us a well known financing option for thousands of homeowners.
1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123
At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123
Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
