FHA VS Conventional loan in Canton, Haywood County, North Carolina

In 2026, the conventional loan cap in Canton, located in the county of Haywood, NC, is set at $726,200. The FHA limit for a single-family home is $472,030.

Lendersa® offers a Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimum program in NC to meet your financial objectives.

Review loan proposals from up to 100 lenders

Loan Limits and Down Payment Guidelines for 2026 in Canton, Haywood, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to these zip codes: 28716

Exploring Conventional and FHA Loan Opportunities in Canton, NC

The primary goal of Lendersa® is to facilitate quick access to the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three pathways leading to compatible lenders and tailored loan solutions.

Results of USDA loan requests with Lendersa


  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.

  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.

  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.

  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding?

    Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.

  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.

  • Waterman Bank
  • 248 W. Lincoln Hwy., Waterman, IL, 60556
  • Waterman Bank, originally founded as “Waterman State Bank” by Humphrey Roberts in 1891, has been a pillar of the local Waterman and surrounding Southern DeKalb County community for over 110 years. Roberts, with the help of his sons, crafted Waterman State Bank’s time-tested foundation.

  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service

  • Citizens Mortgage Company
  • 496 Old Route 66, Saint Robert, MO, 65584
  • Citizens Mortage Company, Inc. has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of Missouri and Fort Leonard Wood real estate professionals, builders and especially individual homebuyers. We're a full service mortgage broker with an experienced staff offering expertise

  • NODA Federal Credit Union
  • 720 Robert Boulevard, Slidell, LA, 70458
  • NODA FEDERAL CREDIT UNION was chartered in 1941 to serve the financial needs of the employees of the USDA supervised out of the New Orleans Metropolitan area and their immediate family members. Seventy-three years later our Credit Union continues that mission and through the help of modern day technology.

  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.