FHA VS Conventional loan programs in 2025 for Lake-Junaluska, Haywood County, North Carolina
For 2025 in Lake-Junaluska, located in Haywood county, NC, the Conventional loan limit is $647,200. Meanwhile, the FHA limit for a single-family residence is $420,680.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates across Conventional, FHA, and USDA loans. It helps identify the necessary income, credit standing, reserves, and documents required to qualify. This advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you find the ideal program in NC for your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Lake-Junaluska, Haywood, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to these zip codes: 28745, 28786, 28785
Conventional and FHA Loan Options in Lake-Junaluska, NC
At Lendersa®, the goal is to secure the best available Conventional, USDA, or FHA loans quickly and without hassle. Choose from three pathways to connect with appropriate lenders and loan programs.
1690 Beltline Road SW, Suite A, Decatur, AL, 35601
"Dream Home Mortgage is a locally owned mortgage company offering its services to customers in the entire state of Alabama. Our company helps clients secure mortgages with low rates and minimal out-of-pocket cost.
We understand the value of one-on-one support for all clients. We've dedicated ourselves to providing unmatched service at every tu
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
89 Old Trolley Rd, Suite 102, Summerville, SC, 29485
Assurance Financial Services, Inc. is a mortgage brokerage located in South Carolina. We are on our client’s side throughout the transaction and communication is key. We are available 7 days a week to answer questions, provide guidance, and update buyers with each step of the process as it unfolds.
10040 Dorchester Rd, Suite 101, Summerville, SC, 29485
Our mission at Jeff Cook Real Estate is to empower our team to deliver the best service and to empower our clients to reach their real estate goals. Whether you are a buyer, seller, or investor, our team of professionals can answer any questions you might have. If you want someone who will work tirelessly to ensure your satisfaction
1101 Old Trolley Rd, Suite 100, Summerville, SC, 29485
New South Mortgage offers a wide selection of loan packages to meet the needs of each customer’s unique situation. Because we work with many lenders, we take the hassle out of shopping for a loan by doing the shopping for our clients. Our long time relationships with lenders also enable us to offer discounts and rates not available elsewhere.
12700 Townepark Way, Suite 111, Louisville, KY, 40242
Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.