FHA VS Conventional loan programs in 2025 for Hope-Mills, Cumberland County, North Carolina
In 2025, the conventional loan limit designated for Hope-Mills, which belongs to the county of Cumberland, NC, is $647,200. Meanwhile, the FHA limit for a single-family residence is set at $420,680.
Use the Lendersa® Conventional loan calculator to compare today's competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced tool, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to decide which program in NC best suits your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Hope-Mills, County of Cumberland, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the following zip codes: 28348, 28306
Available Conventional and FHA Loan Options in Hope-Mills, NC
The aim of Lendersa® is to swiftly and smoothly get you the best Conventional, USDA, or FHA loan. Start from one of three options to connect with lenders and loan programs that match your needs.
SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.
We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates
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On November 8, 1932, the Bank assumed the assets.
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