Explore the differences! FHA VS Conventional loan programs in Hope-Mills, Cumberland County, North Carolina

In 2025, the conventional loan limit designated for Hope-Mills, which belongs to the county of Cumberland, NC, is $647,200. Meanwhile, the FHA limit for a single-family residence is set at $420,680.

Use the Lendersa® Conventional loan calculator to compare today's competitive rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents necessary for qualification. With our advanced tool, you can see side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to decide which program in NC best suits your financial circumstances.

Compare loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Hope-Mills, County of Cumberland, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the following zip codes: 28348, 28306

Available Conventional and FHA Loan Options in Hope-Mills, NC

The aim of Lendersa® is to swiftly and smoothly get you the best Conventional, USDA, or FHA loan. Start from one of three options to connect with lenders and loan programs that match your needs.

Lendersa USDA loan request and matching results


  • Choice One Mortgage Corporation
  • 18400 SW 97th ave., Cutler Bay, FL, 33157
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • LendAmerica Financial Group, Inc.
  • 19504 SW 79th PL, Miami, FL, 33157
  • LendAmerica Financial Group a Direct Hard Equity Money Lender was founded on the basis of providing private funds for Residential and Commercial properties throught South Florida. In the present environment in the mortgage business more and more borrowers have seen their dreams come to an end.
  • Lake Huron Credit Union
  • 1540 Tittabawassee Road, Saginaw, MI, 48604
  • Lake Huron Credit Union was established in 1959. We strongly believe in our mission to provide our members with various financial services which enable them to enjoy a richer and fuller quality of A full-service financial institution serving the Saginaw, Bay, and Midland communities with 2 convenient locations in Kochville Township and Saginaw Town
  • Health Advantage Credit Union
  • 4550 State St, Saginaw, MI, 48603
  • Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.
  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.
  • CommonWealth Credit Union
  • 563 William Latham Drive, Bourbonnais, IL, 60914
  • It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
  • Municipal Bank
  • 720 Main St. NW, Bourbonnais, IL, 60914
  • Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com