FHA VS Conventional loan in Fayetteville, Cumberland County, North Carolina
As of 2025, the conventional loan limit in Fayetteville, located in Cumberland county, NC, is $726,200. Meanwhile, for an FHA loan on a single-family home, the cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping decide which program best fits your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in Fayetteville, Cumberland, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 28304, 28305, 28306, 28307, 28301, 28303, 28308, 28390, 28311, 28310, 28314, 28302, 28309
Options for Conventional and FHA Loans in Fayetteville, NC
The aim of Lendersa® is to connect you quickly with the best available Conventional, USDA, or FHA loan without hassle. Choose one of three starting paths to align with lenders and suitable loan programs.
"At Crossroads Home Loans. We are a web based Mortgage Firm.
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.
Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!
RAM Mortgage Partners, LLC, is an independent mortgage lender, headquartered in Somerset County, New Jersey. RAM Mortgage Partners LLC is dedicated to helping other families and individuals to achieve The American Dream of home ownership. RAM Mortgage Partners LLC is committed to providing its customers.
Wholesale Mortgaging Inc Established in 1999 as a boutique mortgage advisory firm on Varick Street in Manhatten. Wholesale Mortgaging is now a premier wholesale mortgage company, which uses an approach that enables us to offer you competitive rates and personalized service to fit your financial goals
National-One Mortgage Banker, LLC operates as a full service mortgage broker shopping the mortgage market to offer a large array of products with great rates to meet all of our borrowers needs. As such, we offer a variety of mortgage products at very competitive rates. Full Service Mortgage Banker specializing in Residential & Commercial Loans.
Petra Cephas stands for a man who was recognized as one of the leaders of the 12 disciples named St. Peter. Petra Cephas, translated to “Peter, the Rock” in Latin, means that St. Peter was given a three-fold blessing to the keys of a kingdom by Jesus. Appointed as a king, he ruled with great authority.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
