Explore the differences! FHA VS Conventional loan programs in Fayetteville, Cumberland County, North Carolina
As of 2025, the conventional loan limit in Fayetteville, located in Cumberland county, NC, is $726,200. Meanwhile, for an FHA loan on a single-family home, the cap is $472,030.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates among Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping decide which program best fits your financial needs in NC.
2025 Loan Limits and Down Payment Requirements in Fayetteville, Cumberland, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable to zip codes: 28304, 28305, 28306, 28307, 28301, 28303, 28308, 28390, 28311, 28310, 28314, 28302, 28309
Options for Conventional and FHA Loans in Fayetteville, NC
The aim of Lendersa® is to connect you quickly with the best available Conventional, USDA, or FHA loan without hassle. Choose one of three starting paths to align with lenders and suitable loan programs.
Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you.
Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres
We began working with more and more veterans & became aware that there was a new feeling around the office. My team & I began to notice an influx of meaning & purpose behind our actions. It was not just helping someone refinance or purchase their home, but was helping someone who has already helped keep us & our family safe.
TexasLending.com is a family-owned business based in Dallas, Texas. Since 2001, TexasLending.com CEO Kevin Miller has guided customer service, company growth, and expertise in mortgage with three principles integrity, dignity, and expertise. Whether client, vendor, or employee, everybody who does business with TexasLending.com.
5001 Spring Valley Road, Suite 500W, Dallas, TX, 75244
Josh Quinn - NMLS# 176904. Whether you’re ready to purchase your home or refinance, I’m here to help guide you through the process. I offer smart, affordable loan options to help you achieve your goals. I work with everyone from first time buyers to seasoned investors. I have over 10 years of mortgage origination experience.
In November 1997, Southwestern National Bank opened its headquarter in the heart of Southwest Houston, TX to be the independent diversified bank of choice with small to medium size business segments including consumer, partners, owners, employees, family & friends.
Since the beginning of our establishment, Southwestern National Bank was recogn
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Turnkey Mortgage Group provides a fresh and friendly approach to the financing of the real estate market. Our aim is to provide the best knowledge and customer service in helping you with all your mortgage loan needs. With our experienced team, we are able to find the perfect loan that fits your needs.
