FHA VS Conventional loan programs in 2025 for St.-Pauls, Robeson County, North Carolina

In 2025, the established limit for conventional loans in St.-Pauls, within the county of Robeson, NC, is set at $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,680. These limits play a crucial role in shaping the borrowing landscape for homebuyers in the area, greatly influencing affordability and financing options.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates among Conventional, FHA, and USDA loans. Evaluate essential qualifications like income, credit score, reserve needs, and documentation required for eligibility. Our advanced mortgage calculator enables a side-by-side analysis of Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the program in NC that best fits your financial needs.

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Comprehensive Loan Limits and Downpayment Requirements for 2025 in St.-Pauls, situated in Robeson, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies specifically to the following zip codes: 28384. Understanding this data can help buyers and lenders make well-informed decisions.

Explore Various Loan Types: Conventional and FHA options in St.-Pauls, NC

At Lendersa®, our primary objective is to connect you swiftly with the best Conventional, USDA, or FHA loan options available, all without hassle. Begin by choosing one of three pathways formed to direct you to suitable lenders and loan programs tailored to your unique financial requirements.

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  • BankCherokee
  • 607 South Smith Avenue, Saint Paul, MN, 55107
  • BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
  • Drake Bank
  • 60 East Plato Blvd, Suite 100, Saint Paul, MN, 55107
  • Drake Bank is a purpose-driven independent bank in St. Paul. We were founded in 2002 by a group of successful local entrepreneurs committed to helping others succeed for the shared prosperity of their community. Our 70+ founders invested their own money to fund the first business loans, and many are still shareholders today.
  • TENA Companies, Inc.
  • 251 West Lafayette Frontage Road S, Saint Paul, MN, 55107
  • TENA is dedicated to leveraging its deep industry experience and comprehensive approach to Quality Control to provide clients the information and technology necessary to navigate compliance challenges faced in the mortgage industry.We provide the highest quality products and services and develop long-term.
  • Affinity Plus Federal Credit Union
  • 175 West Lafayette Frontage Rd, Saint Paul, MN, 55107
  • Affinity Plus is a not-for-profit member-owned cooperative. We improve the lives of our members through meaningful banking, exceptional experiences, and trusted relationships. We are honest and trustworthy. We are open to new ideas and feedback. We learn from our mistakes. We adapt as the world changes, and work evolves by leveraging technology,
  • Landmark Mortgage
  • 200 State Road 35, Dresser, WI, 54009
  • Landmark Mortgage has been serving the St. Croix River valley in the states of Minnesota and Wisconsin for over 8 years. In that time we have established ourselves as a leader in servicing our customers as well as giving back to the community that we represent. We are a family owned business that answers to our customers.
  • The Chasewood Bank
  • 20333 State Hwy 249, Suite 100, Houston, TX, 77070
  • Chasewood Bank has been recognized as one of the safest U.S. banks according to MSN and given a 5 star rating by Bauer Financial, Inc, indicating we are also one of the strongest banks in the U.S. While we are proud of such recognition, our number one goal is to stay true to the title of community bank.
  • Vogler Mortgage LLC
  • 118 Vintage Park Boulevard, Suite W700, Houston, TX, 77070
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sequoia Mortgage LLC
  • 118 Vintage Park Boulevard, Suite WV162, Houston, TX, 77070
  • We founded Sequoia Mortgage with the core belief that we can provide a better and more personalized experience to every customer we are privileged to serve. Providing that intangible something that takes average to amazing is what drives us. These aren't just words to us, they are the force behind everything we do to help our customers.
  • Vintage HomeLoan, LLC
  • 10924 Grant Rd PMB, Suite 119, Houston, TX, 77070
  • Vintage home loan LLC mission is to deliver the traditional values of extreme competence and excellent customer service through the entire loan experience and also offer the same traditional mortgage lending options as our competition, but we have leapt into the future of mortgage lending by offering non traditional mortgages as well.