Explore the differences! FHA VS Conventional loan programs in Hudson, Caldwell County, North Carolina

In the year 2025, the conventional loan limit in Hudson, within Caldwell, NC, is set at $726,200. At the same time, the FHA limit for a single-family home is $472,030. These limits are integral in informing homebuyers about what financing options are available within the region, helping them to plan their purchases sensibly.

Use the advanced Lendersa® Conventional loan calculator to compare today's most competitive rates between Conventional, FHA, and USDA loans. With this tool, you can easily assess the income, credit, reserves, and documentation required to qualify. The sophisticated interface displays Conforming Conventional loans alongside USDA, FHA, and VA options, all in a side-by-side format. This helps in choosing the program best suited to your financial requirements within NC.

Explore and compare loan offers from a wide variety of 100 lenders

Understanding Loan Limits and Downpayment Requirements for 2025 in Hudson, Caldwell, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This detailed comparison table is relevant for the following zip codes: 28638. By understanding these numbers, buyers can make more informed mortgage choices.

Options for Conventional and FHA Loans in Hudson, NC

The objective of Lendersa® is to help you obtain the best possible Conventional, USDA, or FHA loan offerings quickly and easily, without any hassle. You have the flexibility to choose from three different start points, guiding you to lenders and loan programs that fit your needs perfectly.

View outcomes from your Lendersa USDA loan request


  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
  • Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
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  • Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
  • Gold Coast Federal Credit Union
  • 2226 S Congress Ave, West Palm Beach, FL, 33406
  • Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
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  • CTH Mortgage LLC
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  • Silverstar Capital llc
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  • Saratoga's Community Federal Credit Union
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  • Saratoga’s Community Federal Credit Union is a full service; not-for-profit, community focused financial institution. We exist solely to serve our members and our communities by helping them make financial decisions that best meet their individual needs. Our business plan is structured to provide exceptional personal service.
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  • Stewart’s Federal Credit Union is the result of the efforts of a handful of Stewart’s employees. With the support of our sponsor we have grown to a Credit Union that provides a full range of savings and loan plans to help our employees and their families achieve their financial goals
  • CAPITAL NEW YORK HOME ADVANTAGE LLC
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