FHA VS Conventional loan programs in Hickory, Catawba County, North Carolina

In 2026, the conventional loan limit established in Hickory, located in Catawba, NC, is $726,200. Meanwhile, for an FHA loan aimed at a single-family home, the limit is $472,030.

Use the Lendersa® Conventional loan calculator to compare the most favorable rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the best program fitting your financial needs in NC.

Review loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Hickory, Catawba, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for the following zip codes: 28601, 28602, 28603

Exploring Conventional and FHA Loan Options in Hickory, NC

Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan without hassle. Choose from three starting paths to connect with matching lenders and tailored loan programs.

Outcomes from Lendersa USDA loan requests and matches


  • Infinite Mortgage Services
  • 3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
  • We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania

  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Approved Business Lending
  • 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need

  • Team Tuttle Mortgage LLC
  • 813 S Huntington Street, Suite 2, Syracuse, IN, 46567
  • Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.

  • APCI Federal Credit Union
  • 6126 Hamilton Boulevard, Suite 102, Allentown, PA, 18106
  • APCI Federal Credit Union (APCI FCU) is a non-profit financial cooperative that has serviced our members since 1954. We have a staff of 50+, with over 500 years of combined credit union experience.

    As banks implement new fees or raise existing account charges, APCI FCU's value proposition continues to grow stronger

  • First Commonwealth Federal Credit Union
  • 6126 Hamilton Blvd, Suite 100, Allentown, PA, 18106
  • First Commonwealth is a consumer-friendly alternative to banking. We offer all the services you're accustomed to, but at better rates and lower fees. That's because we're structured differently than banks. Banks are in business to earn profits for their stockholder investors. Our credit union exists to improve your financial well being.

  • Traditional Mortgage LLC
  • 682 N. Brookside Road, Suite 101, Allentown, PA, 18106
  • Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • 1st Legacy Capital LLC,
  • 270 Ridgeland Drive, Starkville, MS, 39759
  • 1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.

  • New Horizon CU
  • 1019 East Fairchild, Danville, IL, 61832
  • First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”

    The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.

  • Community Focus Federal Credit Union
  • 18925 Telegraph Road, Brownstown, MI, 48174
  • Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees