FHA VS Conventional loan programs in 2025 for Granite-Falls, Caldwell County, North Carolina
In 2025, the conventional loan limit in Granite-Falls, within the county of Caldwell, NC, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Lendersa® provides a Conventional loan calculator to help you compare the top rates available today for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying the best program in NC for your financial needs.
2025 Loan Limits and Down Payment Requirements in Granite-Falls, Caldwell, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 28630
Exploring Conventional and FHA Loan Options in Granite-Falls, NC
The goal of Lendersa® is to help you find the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points that lead to matched lenders and loan programs.
Since 1983, Adfitech has provided outsource services to the mortgage industry. We have a proven reputation in quality control, due diligence, post closing fulfillment, and servicing oversight.
We are diligent in keeping abreast of the ever changing Investor, Federal, State, and CFPB compliance laws and regulations.
2911 Turtle Creek Blvd, Suite 300, Dallas, TX, 75219
Bedrock Lending was founded in 2005, with a goal of addressing the needs of the growing base of highly educated consumers/borrowers who are looking for quicker, easier access to mortgage loans at the best price. With the traditional mortgage broker process proving to be slow and tedious for customers in a faster-paced, technology-driven world.
Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL
Stout Lending is the vision and hard work of industry veteran and entrepreneur Christopher Herford. Chris spent years developing his specialized skill set in customer service, problem resolution, mortgage lending and real estate. Chris saw the need to create a highly efficient Mortgage Brokerage which would allow clients
Founded in 2013 in a spare bedroom, we have grown customer by customer & employee by employee to the respected mortgage banking operation that it is now - funding hundreds of millions of dollars in residential financing for it's clients. We are proud to serve the communities we do business in by providing residential home financing for purchase
3838 Oak Lawn Avenue Suite 1500, Dallas, TX, 75219
Residential Capital Partners is a leading hard money lender with a national scope and a local presence in each market we serve. We are dedicated to the customers we serve and we understand the demands of the single-family residential purchase and rehabilitation process. Given the breadth and depth of our experience over the last 10 years
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We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
Jiwani Financial Group was established in 2006 and since then we are successfully meeting the objective of helping small and medium size businesses - all over the United States - to acquire Business Loans, Commercial Lines of Credit and Consultancy at most competitive rates and the best suited terms.
"At Homefinity, we understand that your home loan needs to be as unique as your home life.
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