Explore the differences! FHA VS Conventional loan programs in Granite-Falls, Caldwell County, North Carolina
In 2026, the conventional loan limit in Granite-Falls, within the county of Caldwell, NC, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Lendersa® provides a Conventional loan calculator to help you compare the top rates available today for Conventional, FHA, and USDA loans. Find out what income, credit, reserves, and documentation are needed to qualify. Our advanced mortgage tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in identifying the best program in NC for your financial needs.
2026 Loan Limits and Down Payment Requirements in Granite-Falls, Caldwell, NC
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 28630
Exploring Conventional and FHA Loan Options in Granite-Falls, NC
The goal of Lendersa® is to help you find the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points that lead to matched lenders and loan programs.
Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
Mountaineer Mortgages is owned by Chris Arquette who has over 20 years of mortgage lending experience in the High Country. He's an ASU alumnus who knows what it takes to make your loan process smooth and hassle free. We pride ourselves on exceeding our customer's expectations, working hard to find the best rates and loan options for you.
Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.
We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.
344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
Lends in North Carolina
EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
Lends in North Carolina
Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
