Explore the differences! FHA VS Conventional loan programs in Marion, McDowell County, North Carolina

In 2025, the limit for conventional loans in Marion, located in McDowell county, NC, is $726,200, whereas the FHA loan limit for a single-family home is set at $472,030.

The Lendersa® Conventional loan calculator allows you to assess today’s best rates for Conventional vs. FHA vs. USDA loans, helping you determine the required income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the ideal program in NC that fits your unique financial situation.

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2025 Loan Limits and Downpayment Requirements in Marion, McDowell County, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28752, 28737

Conventional and FHA Loan Options in Marion, NC

The mission of Lendersa® is to quickly and efficiently connect you with the best possible Conventional, USDA, or FHA loan without hassle. Begin with one of three approaches that lead to matching lenders and loan programs that suit your needs.

Lendersa USDA loan request and matching results


  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806
  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc
  • Ascension Credit Union
  • 2430 S Burnside Avenue, Gonzales, LA, 70737
  • Ascension Credit Union, a not-for-profit, full-service financial institution, is Ascension Parish’s only Community Financial Institution dedicated to serving Ascension Parish Residents! Structured as a financial cooperative, the credit union is owned and operated entirely by its membership - by the people of Ascension Parish.
  • Advanced Commercial Capital
  • 2416 S Philippe, Gonzales, LA, 70737
  • Advanced Commercial Capital strives to provide business owners and investors the best possible commercial financing solution to assist with the growth and success of their business. We provide a wide variety of funding options that have been created to support all aspects of all business shapes and sizes.
  • Courtyard Mortgage Company
  • 40472 La-621, Suite B, Gonzales, LA, 70737
  • Thank you for taking an interest in Courtyard Mortgage Company. For over 13 years we have assisted many families in fulfilling their dream of home ownership and/or refinancing. We would love for you to contact our team, and a Loan Officer of your choice. We are here to guide you through any of your home loan needs
  • The Lending Smith Mortgage LLC
  • 39510 Legacy Lake Drive, Gonzales, LA, 70737
  • We are a full-service mortgage company based in Gonzales, LA. We specialize in Home Purchase Loans and Refinance in Gonzales, and all Parishes throughout Louisiana. Whether you are buying a home or refinancing in Louisiana, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
  • St. Mary's & Affiliates Credit Union
  • 700 South Park Street, Madison, WI, 53715
  • Our Mission Statement: "In the spirit of people helping people, we assist our members in achieving financial health." Our Vision Statement: To be a trusted primary financial institution offering products and services that meets the needs of our members for a lifetime. We are available to those living and/or working in Adams, Dane, Iowa, Juneau.
  • Southern Teachers and Parents Federal Credit Union
  • 728 Harding Boulevard, Baton Rouge, LA, 70807
  • Southern Teachers & Parents Federal Credit Union was established over 80 years ago with the mission of providing quality financial services designed to help members improve their economic status. We continue our mission by operating as a full service financial institution while educating our members on making sound financial decisions.