FHA VS Conventional loan in Black-Mountain, Buncombe County, North Carolina
In the year 2025, the limit for a Conventional loan in Black-Mountain, within Buncombe county, NC, is set at $647,200, whereas for an FHA loan, the cap is $420,680 for a single-family house.
Lendersa® gives you a tool to compare today's leading rates among Conventional, FHA, and USDA loans through our Calculator. Assess income, credit score, reserves, and documents you need to qualify. Compare Conforming Conventional loans, USDA, FHA, and VA side by side with our advanced mortgage calculator to decide which program in NC aligns best with your specific financial context.
2025 Loan Limits and Down Payment Conditions in Black-Mountain, Buncombe County, NC
Loan Classification
Limit on Loan
Initial Payment Required
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Data in the table pertains to zip codes: 28711, 28770
Options for Conventional and FHA Loans in Black-Mountain, NC
The objective at Lendersa® is to swiftly secure you the finest Conventional, USDA, or FHA loan options, eliminating unnecessary hurdles. Choose from three starting paths leading to matched lenders and loan plans.
2634 South Carrier Parkway, Suite 107, Grand Prairie, TX, 75052
Targetcost Realty For most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing a home. As the top team of real estate professionals in the local market, we'll negotiate the best prices and terms for you and answer all of your questions as they arise
7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439
MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439
At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
"Aligned Mortgage Processing is a contract loan processing company that partners with Mortgage Brokers, Lenders and Bankers throughout the State of Texas. our loan Program:
FHA $100 Down Payment Program: 203B
• Property must be a HUD REO
• Loans up to county loan limits
• Credit scores down to 500. Ratios can’t exceed 43% when manual underw
1901 Post Oak Boulevard, Unit 1205, Houston, TX, 77056
The founders of Residential Capital Mortgage have been helping individuals and families obtain mortgage financing for over 20 years. We created our company with the goal of offering the best service and pricing the market has to offer. The mortgage process can be overwhelming without expert advice.
5100 Westheimer Road, Suite 200, Houston, TX, 77056
Since 2001, Action Mortgage has delivered responsive and personalized service to thousands of home buyers and home owners. We are a full service mortgage broker licensed in Maryland, Michigan and Texas We pride ourselves on giving personalized one-on-one service to every customer. Our main focus is personalizing your loan to fit your needs.
Boxwood Mortgage LLC. was opened during 2018. Founded by Patti Contrasto; a loyal and tenacious individual who believes in living a balanced and fulfilled life focused on growth, relationships, deep connections, adding value to humanity and always learning. Why we do what we do every day
Hometrust Mortgage Company has been providing excellent service and value to our customers. Our combination of an extensive suite of exceptional loan programs and our in-house processing, underwriting, and closing departments have ensured that our customers receive the best loan program for their needs as well as a successful
"We are a leading provider of real estate financing with over 15 years of experience providing 24/7 exceptional concierge service to our clients.
We understand that every borrower is different, so we offer a wide variety of products to meet the specific requirements of both the home buyer and investor."
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
The right loan, for the right home. How do you know what mortgage loan is the best for your unique situation? Our team is built to review 100’s of mortgage options match you with the financing that you’ll be comfortable with now and ensure you have the right loan to fit your financial needs.
