FHA VS Conventional loan programs in Morganton, Burke County, North Carolina

For 2025, the Conventional loan limit in Morganton, within Burke County, NC, is set at $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to determine which program in NC fits your financial situation most effectively.

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2025 Loan Limits & Down Payment Requirements in Morganton, County of Burke, NC

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 28655, 28680

Explore Conventional and FHA Loan Options in Morganton, NC

The mission of Lendersa® is to rapidly secure the most advantageous Conventional, USDA, or FHA loan for you without hassle. You can choose from three starting pathways that lead to matching lenders and suitable loan programs.

Lendersa USDA loan request and matching results


  • Greenhome Mortgage Group LLC
  • 1806 North Flamingo Road, Suite 435, Pembroke Pines, FL, 33028
  • Our Mission is to create lasting memories of achievement and strategies for wealth building with the sole intent of leaving a legacy for our families and yours. Our team has DECADES of experience in Loan Originating, Mortgage Processing, and Underwriting which gives us a unique understanding
  • Florida Choice Mortgage Corp
  • 2250 Northwest 136th Avenue, Suite 100B, Pembroke Pines, FL, 33028
  • At Florida Choice Mortgage Corp., we are committed to communicating with our clients in a professional manner and protecting your confidential information. We use the information you provide (e.g. name, address, phone number, email, etc.) to contact you to share information about our products/services.
  • Southeast American Financial Group, Inc
  • 1745 N University Drive, Hollywood, FL, 33024
  • Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
  • Family Home Loans
  • 9650 Stirling Rd, Suite 102, Cooper City, FL, 33024
  • Family Home Loans is your go to mortgage broker in South Florida. We've been helping customers afford the home of their dreams for many years and we love what we do. We treat all our customers like family! broker in South Florida. We've been helping customers afford the home of their dreams for many years and we
  • Progress Capital, LLC
  • 6308 Grant Street, Suite 200, Hollywood, FL, 33024
  • "Our relationships with many different lenders enable us to propose solutions of which you might not be aware. We listen to you, help you determine what you wish to accomplish. Progress Capital, LLC goes to lengths to provide its clients with the quality of service they expect and deserve."
  • Mortgage Scope Financial Corp
  • 10000 Stirling Road, Suite 12, Hollywood, FL, 33024
  • We are a family owned and operated independent Mortgage Broker with more than 30 years combined experience. We pride ourselves in providing the best interest rates available along with a top tier customer experience.Broker with more than 30 years combined experience. We pride ourselves
  • United Mortgage Group Inc
  • 8996 Taft Street, Pembroke Pines, FL, 33024
  • United Mortgage Group, Inc, professional mortgage company specializing in residential mortgages.At United Mortgage Group, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.Our consultants know what it takes to get through underwriting quickly.
  • Power Point Mortgage Services LLC
  • 7851 Johnson Street, Suite 101, Hollywood, FL, 33024
  • We provide mortgages. Contact us if you are looking to buy a house, sell a house, or refinance. We can assist you with your loan and other real estate needs! Jean-Claude Cherilus have always enjoyed being of service to others, helping them to have a positive experience in their home-buying journey.
  • Hashtag Mortgage Company LLC
  • 6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
  • Our mission is to offer unparalleled service so that you can succeed at one of the most important decisions you will make in your life. We accomplish this goal in an efficient, fast & reliable way. Hashtag Mortgage Company professionals are here to help you on your home buying and refinance journey.