FHA VS Conventional loan programs in Mint-Hill, Mecklenburg County, North Carolina

In 2025, Convetional loan limit in Mint-Hill, county of Mecklenburg, NC is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in NC is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mint-Hill, county of Mecklenburg, NC

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 28227

Conventional and FHA loan options in Mint-Hill, NC

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • A Plus Mortgage Solutions, Inc.
  • 3 Sunset Circle, Mechanicsburg, PA, 17050
  • A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
  • Ameristate Mortgage LLC
  • 89 North Main Street, Suite 2, Poland, OH, 44514
  • Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
  • The Mt. Victory State Bank
  • 103 S Main St, Mount Victory, OH, 43340
  • We’re Mt. Victory State Bank, a community bank located in the heart of Mt. Victory, Ohio. We pride ourselves on delivering professional and personalized banking solutions for every individual financial situation. Take a look around and don’t be shy. Or, stop by and learn why Mt. Victory State Bank is a more personal way to bank!
  • Wayne County Bank
  • 216 South High Street, Hwy 64 W, Waynesboro, TN, 38485
  • The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
  • Farmers National Bank
  • 20 S. Broad St, Canfield, OH, 44406
  • Founded in 1887, Farmers is a diversified financial services company headquartered in Canfield, Ohio, with $4.1 billion in banking assets. Farmers National Banc Corp.’s wholly-owned subsidiaries are comprised of The Farmers National Bank of Canfield, a full-service national bank engaged in commercial
  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
  • Firestone Federal Credit Union
  • 31 Hanna Parkway, Akron, OH, 44319
  • Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.
  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional