As of 2026, the Conventional loan limit in Nags-Head, located in Dare, NC is $647,200. The FHA limit for a single-family residence in the same area is $471,500.
The Lendersa® Conventional loan calculator offers a comparative view of today's best rates for Conventional, FHA, and USDA loans. Assess what income, credit, reserves, and documents are necessary to qualify. By using our advanced mortgage calculator, you can juxtapose Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the optimal program in NC for your financial needs.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $317,400 | 0% |
| FHA | $471,500 | 3.5% |
The information in this table is applicable for these zip codes: 27959
Lendersa® is dedicated to helping you quickly and effortlessly secure the best suitable Conventional, USDA, or FHA loan. Choose from one of three starting paths to connect with the most suitable lenders and loan options.
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